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02 // FEATURE SWITCHES
WELCOME BONUS
CASHBACK
LOWEST FX RATE
APR / YIELD
REG FEE
NON-CUSTODIAL
NO-KYC CARD
IBAN / SWIFT
03 // RANKED BY SMART SCORE ALGORITHM
Regional availability is actively maintained by TODEY and updated whenever new or clarified information becomes available. Availability may change over time as providers expand, restrict, or refine their supported regions. For a complete breakdown of card features, including cashback, fees, and benefits, visit the card's dedicated page on TODEY.
TODEY ALGORITHM Ranked by Smart Score. Highlighted cards are sponsored or top picks.
FEATURE
W BONUS NONE NONE NONE $10 NONE NONE NONE NONE NONE NONE NONE NONE NONE NONE NONE NONE NONE NONE NONE NONE NONE NONE NONE NONE
REG FEE / REQ FREE $6.25/MONTH $5 FREE FREE $5 FREE FREE FREE $6 $50 FREE FREE $99/199 FREE FREE FREE $1 FREE $108/YEAR $75 $228/YEAR $600 $588/YEAR
CASHBACK 2% UP TO 2% 0% 0% 0% YES 0% 0% 0% 0% 0% 0% 0% YES 0% 0% 0% 0% 0% $5 0% $10 0% $40
NEED KYC YES YES YES YES YES YES YES YES YES YES YES YES NO YES YES YES YES YES NO NO YES NO YES NO
FX FEE 1% 0.5% 1% UP TO 1% 1% 1.5% 1.5% NOT DISCLOSED 1.75% 1.75% 1.75% NOT DISCLOSED NOT DISCLOUSED 1.5% UP TO 3% NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED 2.75% NOT DISCLOSED 0.75% NOT DISCLOSED
APR / YIELD NO NO NO NO NO NO NO YES NO NO NO NO NO NO NO NO NO NO NO YES NO YES YES YES
CARD TYPE VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL CARD VIRTUAL CARD VIRTUAL CARD VIRTUAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL CARD VIRTUAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL CARD VIRTUAL CARD VIRTUAL CARD VIRTUAL CARD VIRTUAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL CARD
CARD NETWORK visa mastercard visa visa mastercard visa mastercard visa visa visa visa visa mastercard visa visa mastercard mastercard mastercard visamastercard visa visa visa visaunionpay visa
BLOCKCHAIN ethereumbitcoinMore ethereumbitcoinarbitrumsolana ethereumbitcoinMore ethereumsolanatronMore ethereumbitcoinarbitrumsolana ethereumbasebscsolanaMore ethereumbitcoinarbitrumsolana ethereumMore ethereumbsctron ethereumbsctron ethereumbsctron ethereumbitcoinarbitrumsolana ethereumbitcoinMore ethereumbasebscsolanaMore NATIVE solanabaseethereumrippleMore solanabaseethereumrippleMore solanabaseethereumrippleMore ethereumbscsolanaton bsctronMore ethereumbsctron bsctronMore bitcoinethereumtron bsctronMore
REGION UsaEuUkLatamGlobal UsaEuUkLatamGlobal UsaUkEuGlobal LatamGlobal UsaEuUkLatamGlobal UsaUkEuLatamGlobal UsaEuUkLatamGlobal UsaArgentinaBrazilGlobal UsaUkEuGlobal UsaUkEuGlobal UsaUkEuGlobal Global UsaUkEuGlobal UsaUkEuLatamGlobal UkEuGlobal Global Global Global Global UsaUkEuGlobal UsaUkEuGlobal UsaUkEuGlobal Global UsaUkEuGlobal
WALLET TYPE NON CUSTODIAL NON CUSTODIAL CUSTODIAL CUSTODIAL NON CUSTODIAL NON CUSTODIAL NON CUSTODIAL NON CUSTODIAL CUSTODIAL CUSTODIAL CUSTODIAL NON CUSTODIAL CUSTODIAL NON CUSTODIAL NON CUSTODIAL NON CUSTODIAL NON CUSTODIAL NON CUSTODIAL NON CUSTODIAL NON CUSTODIAL CUSTODIAL NON CUSTODIAL CUSTODIAL NON CUSTODIAL
MOBILE PAY YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES YES NO YES YES YES YES YES
BANK TRANSFER YES NO YES YES YES YES NO NO NO NO NO NO NO YES NO NO NO NO NO NO NO NO YES NO
ATM LIMIT NOT DISCLOSED $12,500 NOT DISCLOSED $0 NOT DISCLOSED $0 $12,500 NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED $250 NOT DISCLOSED €0 $250 $500 $0 $0 $0 $0 $0 $1000 $0 $20,000 $0
DAILY LIMIT UP TO $15,000 $62,500 100,000 HKD NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED $62,500 NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED $175,000 NOT DISCLOSED NOT DISCLOUSED NOT DISCLOSED $10,000 $10,000 $10,000 NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED $150,000 NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED
GET THE CARD GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW GET IT NOW
W BONUSNONE
REG FEE / REQFREE
CASHBACK2%
NEED KYCYES
FX FEE1%
APR / YIELDNO
CARD TYPEVIRTUAL AND PHYSICAL CARD
CARD NETWORKvisa
BLOCKCHAINethereumbitcoinMore
REGIONUsaEuUkLatamGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYYES
BANK TRANSFERYES
ATM LIMITNOT DISCLOSED
DAILY LIMITUP TO $15,000
GET IT NOW
W BONUSNONE
REG FEE / REQ$6.25/MONTH
CASHBACKUP TO 2%
NEED KYCYES
FX FEE0.5%
APR / YIELDNO
CARD TYPEVIRTUAL AND PHYSICAL CARD
CARD NETWORKmastercard
BLOCKCHAINethereumbitcoinarbitrumsolana
REGIONUsaEuUkLatamGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMIT$12,500
DAILY LIMIT$62,500
GET IT NOW
W BONUSNONE
REG FEE / REQ$5
CASHBACK0%
NEED KYCYES
FX FEE1%
APR / YIELDNO
CARD TYPEVIRTUAL AND PHYSICAL CARD
CARD NETWORKvisa
BLOCKCHAINethereumbitcoinMore
REGIONUsaUkEuGlobal
WALLET TYPECUSTODIAL
MOBILE PAYYES
BANK TRANSFERYES
ATM LIMITNOT DISCLOSED
DAILY LIMIT100,000 HKD
GET IT NOW
W BONUS$10
REG FEE / REQFREE
CASHBACK0%
NEED KYCYES
FX FEEUP TO 1%
APR / YIELDNO
CARD TYPEVIRTUAL CARD
CARD NETWORKvisa
BLOCKCHAINethereumsolanatronMore
REGIONLatamGlobal
WALLET TYPECUSTODIAL
MOBILE PAYYES
BANK TRANSFERYES
ATM LIMIT$0
DAILY LIMITNOT DISCLOSED
GET IT NOW
W BONUSNONE
REG FEE / REQFREE
CASHBACK0%
NEED KYCYES
FX FEE1%
APR / YIELDNO
CARD TYPEVIRTUAL CARD
CARD NETWORKmastercard
BLOCKCHAINethereumbitcoinarbitrumsolana
REGIONUsaEuUkLatamGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYYES
BANK TRANSFERYES
ATM LIMITNOT DISCLOSED
DAILY LIMITNOT DISCLOSED
GET IT NOW
W BONUSNONE
REG FEE / REQ$5
CASHBACKYES
NEED KYCYES
FX FEE1.5%
APR / YIELDNO
CARD TYPEVIRTUAL CARD
CARD NETWORKvisa
BLOCKCHAINethereumbasebscsolanaMore
REGIONUsaUkEuLatamGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYYES
BANK TRANSFERYES
ATM LIMIT$0
DAILY LIMITNOT DISCLOSED
GET IT NOW
W BONUSNONE
REG FEE / REQFREE
CASHBACK0%
NEED KYCYES
FX FEE1.5%
APR / YIELDNO
CARD TYPEVIRTUAL CARD
CARD NETWORKmastercard
BLOCKCHAINethereumbitcoinarbitrumsolana
REGIONUsaEuUkLatamGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMIT$12,500
DAILY LIMIT$62,500
GET IT NOW
W BONUSNONE
REG FEE / REQFREE
CASHBACK0%
NEED KYCYES
FX FEENOT DISCLOSED
APR / YIELDYES
CARD TYPEVIRTUAL AND PHYSICAL CARD
CARD NETWORKvisa
BLOCKCHAINethereumMore
REGIONUsaArgentinaBrazilGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMITNOT DISCLOSED
DAILY LIMITNOT DISCLOSED
GET IT NOW
W BONUSNONE
REG FEE / REQFREE
CASHBACK0%
NEED KYCYES
FX FEE1.75%
APR / YIELDNO
CARD TYPEVIRTUAL CARD
CARD NETWORKvisa
BLOCKCHAINethereumbsctron
REGIONUsaUkEuGlobal
WALLET TYPECUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMITNOT DISCLOSED
DAILY LIMITNOT DISCLOSED
GET IT NOW
W BONUSNONE
REG FEE / REQ$6
CASHBACK0%
NEED KYCYES
FX FEE1.75%
APR / YIELDNO
CARD TYPEVIRTUAL CARD
CARD NETWORKvisa
BLOCKCHAINethereumbsctron
REGIONUsaUkEuGlobal
WALLET TYPECUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMITNOT DISCLOSED
DAILY LIMITNOT DISCLOSED
GET IT NOW
W BONUSNONE
REG FEE / REQ$50
CASHBACK0%
NEED KYCYES
FX FEE1.75%
APR / YIELDNO
CARD TYPEVIRTUAL AND PHYSICAL CARD
CARD NETWORKvisa
BLOCKCHAINethereumbsctron
REGIONUsaUkEuGlobal
WALLET TYPECUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMIT$250
DAILY LIMIT$175,000
GET IT NOW
W BONUSNONE
REG FEE / REQFREE
CASHBACK0%
NEED KYCYES
FX FEENOT DISCLOSED
APR / YIELDNO
CARD TYPEVIRTUAL AND PHYSICAL CARD
CARD NETWORKvisa
BLOCKCHAINethereumbitcoinarbitrumsolana
REGIONGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMITNOT DISCLOSED
DAILY LIMITNOT DISCLOSED
GET IT NOW
W BONUSNONE
REG FEE / REQFREE
CASHBACK0%
NEED KYCNO
FX FEENOT DISCLOUSED
APR / YIELDNO
CARD TYPEVIRTUAL CARD
CARD NETWORKmastercard
BLOCKCHAINethereumbitcoinMore
REGIONUsaUkEuGlobal
WALLET TYPECUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMIT€0
DAILY LIMITNOT DISCLOUSED
GET IT NOW
W BONUSNONE
REG FEE / REQ$99/199
CASHBACKYES
NEED KYCYES
FX FEE1.5%
APR / YIELDNO
CARD TYPEVIRTUAL AND PHYSICAL CARD
CARD NETWORKvisa
BLOCKCHAINethereumbasebscsolanaMore
REGIONUsaUkEuLatamGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYYES
BANK TRANSFERYES
ATM LIMIT$250
DAILY LIMITNOT DISCLOSED
GET IT NOW
W BONUSNONE
REG FEE / REQFREE
CASHBACK0%
NEED KYCYES
FX FEEUP TO 3%
APR / YIELDNO
CARD TYPEVIRTUAL AND PHYSICAL CARD
CARD NETWORKvisa
BLOCKCHAINNATIVE
REGIONUkEuGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMIT$500
DAILY LIMIT$10,000
GET IT NOW
W BONUSNONE
REG FEE / REQFREE
CASHBACK0%
NEED KYCYES
FX FEENOT DISCLOSED
APR / YIELDNO
CARD TYPEVIRTUAL CARD
CARD NETWORKmastercard
BLOCKCHAINsolanabaseethereumrippleMore
REGIONGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMIT$0
DAILY LIMIT$10,000
GET IT NOW
W BONUSNONE
REG FEE / REQFREE
CASHBACK0%
NEED KYCYES
FX FEENOT DISCLOSED
APR / YIELDNO
CARD TYPEVIRTUAL CARD
CARD NETWORKmastercard
BLOCKCHAINsolanabaseethereumrippleMore
REGIONGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMIT$0
DAILY LIMIT$10,000
GET IT NOW
W BONUSNONE
REG FEE / REQ$1
CASHBACK0%
NEED KYCYES
FX FEENOT DISCLOSED
APR / YIELDNO
CARD TYPEVIRTUAL CARD
CARD NETWORKmastercard
BLOCKCHAINsolanabaseethereumrippleMore
REGIONGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMIT$0
DAILY LIMITNOT DISCLOSED
GET IT NOW
W BONUSNONE
REG FEE / REQFREE
CASHBACK0%
NEED KYCNO
FX FEENOT DISCLOSED
APR / YIELDNO
CARD TYPEVIRTUAL CARD
CARD NETWORKvisamastercard
BLOCKCHAINethereumbscsolanaton
REGIONGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYNO
BANK TRANSFERNO
ATM LIMIT$0
DAILY LIMITNOT DISCLOSED
GET IT NOW
W BONUSNONE
REG FEE / REQ$108/YEAR
CASHBACK$5
NEED KYCNO
FX FEENOT DISCLOSED
APR / YIELDYES
CARD TYPEVIRTUAL CARD
CARD NETWORKvisa
BLOCKCHAINbsctronMore
REGIONUsaUkEuGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMIT$0
DAILY LIMITNOT DISCLOSED
GET IT NOW
W BONUSNONE
REG FEE / REQ$75
CASHBACK0%
NEED KYCYES
FX FEE2.75%
APR / YIELDNO
CARD TYPEVIRTUAL AND PHYSICAL CARD
CARD NETWORKvisa
BLOCKCHAINethereumbsctron
REGIONUsaUkEuGlobal
WALLET TYPECUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMIT$1000
DAILY LIMIT$150,000
GET IT NOW
W BONUSNONE
REG FEE / REQ$228/YEAR
CASHBACK$10
NEED KYCNO
FX FEENOT DISCLOSED
APR / YIELDYES
CARD TYPEVIRTUAL CARD
CARD NETWORKvisa
BLOCKCHAINbsctronMore
REGIONUsaUkEuGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMIT$0
DAILY LIMITNOT DISCLOSED
GET IT NOW
W BONUSNONE
REG FEE / REQ$600
CASHBACK0%
NEED KYCYES
FX FEE0.75%
APR / YIELDYES
CARD TYPEVIRTUAL AND PHYSICAL CARD
CARD NETWORKvisaunionpay
BLOCKCHAINbitcoinethereumtron
REGIONGlobal
WALLET TYPECUSTODIAL
MOBILE PAYYES
BANK TRANSFERYES
ATM LIMIT$20,000
DAILY LIMITNOT DISCLOSED
GET IT NOW
W BONUSNONE
REG FEE / REQ$588/YEAR
CASHBACK$40
NEED KYCNO
FX FEENOT DISCLOSED
APR / YIELDYES
CARD TYPEVIRTUAL CARD
CARD NETWORKvisa
BLOCKCHAINbsctronMore
REGIONUsaUkEuGlobal
WALLET TYPENON CUSTODIAL
MOBILE PAYYES
BANK TRANSFERNO
ATM LIMIT$0
DAILY LIMITNOT DISCLOSED
GET IT NOW
TODEY ALGORITHM Ranked by Smart Score. Highlighted cards are sponsored or top picks.