CARD FEATURE OVERVIEW.
| W BONUS | 10 USDT |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO $5 |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | REGION-SPECIFIC |
| DAILY LIMIT | DYNAMIC |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $500/SPENDING |
| CASHBACK | UP TO $50 |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | REGION-SPECIFIC |
| DAILY LIMIT | DYNAMIC |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $3,500/SPENDING |
| CASHBACK | UP TO $150 |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | REGION-SPECIFIC |
| DAILY LIMIT | DYNAMIC |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $9,500/SPENDING |
| CASHBACK | UP TO $250 |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | REGION-SPECIFIC |
| DAILY LIMIT | DYNAMIC |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $12,500/SPENDING |
| CASHBACK | UP TO $400 |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | REGION-SPECIFIC |
| DAILY LIMIT | DYNAMIC |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $25,000/SPENDING |
| CASHBACK | UP TO $600 |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | REGION-SPECIFIC |
| DAILY LIMIT | DYNAMIC |
6 cashback levels: 2% (Base, no requirement) → 2% (Beta, VIP 1–2 or $500/month) → 4% (Alpha, VIP 3 or $3,500/month) → 6% (Apex, VIP 4 & PRO 1 or $9,500/month) → 8% (Omega, VIP 5 & PRO 2 or $12,500/month) → 10% (Infinite, Supreme VIP & PRO 3–5 or $25,000/month).
- 100% subscription rebates on 8 services: ChatGPT Plus, Claude Pro, Netflix, Spotify, TradingView, Financial Times, Shahid, and iQIYI, paid in Reward Points. Eligible from Tier 2 (Beta) and above.
THE REAL STORY ON THIS CARD.
- UP TO 10% CRYPTO-FUNDED CASHBACK
- 100% SUBSCRIPTION REBATES — TIER 3+ / VIP
- UP TO 10% PAY LATER CASHBACK
- FREE VIRTUAL CARD
- NO ANNUAL FEE
- AUTO-EARN ON IDLE ASSETS
- VIRTUAL & PHYSICAL CARD
- APPLE PAY & GOOGLE PAY
- MULTI-ASSET CRYPTO SPENDING
- NO MINIMUM BALANCE
- CASHBACK ONLY ON CRYPTO-FUNDED TRANSACTIONS
- FX FEES UP TO 7%
- CRYPTO CONVERSION FEE UP TO 0.9%
- REGION-SPECIFIC FEES & LIMITS
- ATM FEES AFTER FREE ALLOWANCE
- PHYSICAL CARD AVAILABILITY VARIES BY REGION
- PHYSICAL CARD FEE VARIES BY REGION
- NO CARD-SPECIFIC BANK ACCOUNT / IBAN
- MONTHLY CASHBACK CAPS
- US NOT SUPPORTED
GENERAL QUESTIONS.
Virtual card is free everywhere. Physical card costs vary: 29.99 USD (Australia + $10 cancellation fee), 5 USD/USDT (Argentina), FREE (Brazil, Mexico), 29.99 USDT (AIFC/Kazakhstan), 29.99 USD (Georgia), 5 USDT (APAC), N/A (Peru — physical not yet supported). VIPs receive free physical card in AU, AIFC, Kazakhstan, Georgia, and APAC. No annual or monthly fees.
Yes, physical card supports ATM withdrawals. First 100 USD/EUR (or regional equivalent: 550 BRL, 95,000 ARS, 1,800 MXN) per month is free, then 2% fee applies. Daily ATM limits vary by region: from $50 (Australia Lv1) to $3,000 (APAC Lv2-3). See ATM Withdrawal Limits table above for full breakdown.
Mastercard for Argentina, AIFC, Georgia, Kazakhstan, Australia, and Mexico. Visa for Brazil, Peru, and Asia Pacific. Card type varies by region, some are prepaid, some are credit. See the Brutalist Text Box table above for the full breakdown.
100% cashback in Reward Points on ChatGPT Plus, Claude Pro, Netflix, Spotify, TradingView, Financial Times, Shahid, and iQIYI. Available from Tier 2 (Beta) and above. Amazon Prime is no longer included.
USER RATINGS AND REVIEWS.
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MORE CRYPTO CARDS.
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REDOTPAY CARD
READY CARD
AVVIO CARD

| FEATURE | BASE | BETA / VIP 1 & 2 | ALPHA / VIP 3 | APEX / VIP 4 & PRO 1 |
|---|---|---|---|---|
| W BONUS | 10 USDT | NONE | NONE | NONE |
| REG FEE / REQ | FREE | $500/SPENDING | $3,500/SPENDING | $9,500/SPENDING |
| CASHBACK | UP TO $5 | UP TO $50 | UP TO $150 | UP TO $250 |
| NEED KYC | YES | YES | YES | YES |
| FX FEE | UP TO 2% | UP TO 2% | UP TO 2% | UP TO 2% |
| APR / YIELD | YES | YES | YES | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | ||||
| BLOCKCHAIN | ||||
| REGION |