BYBIT CARD LIVE THE CRYPTO LIFE
CARD FEATURE OVERVIEW.
| W BONUS | 10 USDT |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO $5 |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $100 |
| DAILY LIMIT | $10,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $500/SPENDING |
| CASHBACK | UP TO $50 |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $100 |
| DAILY LIMIT | $10,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $3,500/SPENDING |
| CASHBACK | UP TO $150 |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $100 |
| DAILY LIMIT | $15,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $9,500/SPENDING |
| CASHBACK | UP TO $250 |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $100 |
| DAILY LIMIT | $15,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $12,500/SPENDING |
| CASHBACK | UP TO $400 |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $100 |
| DAILY LIMIT | $15,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $25,000/SPENDING |
| CASHBACK | UP TO $600 |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $100 |
| DAILY LIMIT | $15,000 |
5 cashback levels: 2% (Base, no req) → 4% (Alpha/VIP 3 or $3,500/mo) → 6% (Apex/VIP 4 & PRO 1 or $9,500/mo) → 8% (Omega/VIP 5 & PRO 2 or $12,500/mo) → 10% (Infinite/Supreme VIP & PRO 3-5 or $25,000/mo).
100% subscription rebates on 8 services, ChatGPT Plus, Claude Pro, Netflix, Spotify, TradingView, Financial Times, Shahid, iQIYI, in Reward Points (Tier 2/Beta+, VIP 1+ or $500/mo spend).
THE REAL STORY ON THIS CARD.
- No annual fee, monthly fee, or inactivity fee, all tiers, all regions
- +1% extra cashback via Pay Later installment conversion (all tiers, separate cap)
- Free virtual card with instant issuance, all programs
- Free physical card in Brazil and Mexico (all users); VIPs free in Australia, AIFC, Kazakhstan, Georgia, APAC
- Auto-Earn yield up to 8% APR on idle USDT/USDC balances, all tiers
- Welcome bonus: 10 USDT airdrop (top up ≥100 USDT) + 10% cashback up to 110 USDT in first 30 days + trading vouchers
- 6 supported crypto assets: BTC, ETH, XRP, USDT, USDC (+GRAM in Argentina). Peru: fiat only
- Dual network: Mastercard (AR, AIFC, GE, KAZ, AU, MX) + Visa (BR, PE, APAC), accepted at 90M+ merchants
- Google Pay: all except Mexico, Apple Pay: AR, AU, BR, PE, Samsung Pay: AU, AIFC, GE
- No minimum deposit or balance requirement
- Referral program: 20 USDT for you + 10 USDT for friend
- FX fees vary drastically by region: 1% (Australia, Peru) to 7% (Argentina) on top of Mastercard/Visa rate
- 0.9% crypto conversion fee on every crypto-funded purchase (0.5% Argentina only)
- Peru card does NOT support crypto spending, fiat only
- Low free ATM withdrawal limit (≈100 USD/EUR monthly), then 2% fee on all further withdrawals
- No IBAN/SWIFT, must fund via Bybit exchange wallet only
- Complex tier structure: 6 reward tiers, 6 VIP levels, 3 PRO levels, 9 regional programs with different fee schedules
- Base tier cashback capped at $5/month, negligible for non-VIP users
- Argentina international spending is punitive: 7% FX fee + 5% FX padding hold
- Subscription rebates require at least Tier 2 (Beta); Base tier users are excluded
- Physical card costs up to 29.99 USD/USDT in some regions; Australia charges $10 cancellation fee
GENERAL QUESTIONS.
Virtual card is free everywhere. Physical card costs vary: 29.99 USD (Australia + $10 cancellation fee), 5 USD/USDT (Argentina), FREE (Brazil, Mexico), 29.99 USDT (AIFC/Kazakhstan), 29.99 USD (Georgia), 5 USDT (APAC), N/A (Peru — physical not yet supported). VIPs receive free physical card in AU, AIFC, Kazakhstan, Georgia, and APAC. No annual or monthly fees.
Yes, physical card supports ATM withdrawals. First 100 USD/EUR (or regional equivalent: 550 BRL, 95,000 ARS, 1,800 MXN) per month is free, then 2% fee applies. Daily ATM limits vary by region: from $50 (Australia Lv1) to $3,000 (APAC Lv2-3). See ATM Withdrawal Limits table above for full breakdown.
Mastercard for Argentina, AIFC, Georgia, Kazakhstan, Australia, and Mexico. Visa for Brazil, Peru, and Asia Pacific. Card type varies by region, some are prepaid, some are credit. See the Brutalist Text Box table above for the full breakdown.
100% cashback in Reward Points on ChatGPT Plus, Claude Pro, Netflix, Spotify, TradingView, Financial Times, Shahid, and iQIYI. Available from Tier 2 (Beta) and above. Amazon Prime is no longer included.
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| FEATURE | BASE | BETA / VIP 1 & 2 | ALPHA / VIP 3 | APEX / VIP 4 & PRO 1 |
|---|---|---|---|---|
| W BONUS | 10 USDT | NONE | NONE | NONE |
| REG FEE / REQ | FREE | $500/SPENDING | $3,500/SPENDING | $9,500/SPENDING |
| CASHBACK | UP TO $5 | UP TO $50 | UP TO $150 | UP TO $250 |
| NEED KYC | YES | YES | YES | YES |
| FX FEE | UP TO 2% | UP TO 2% | UP TO 2% | UP TO 2% |
| APR / YIELD | YES | YES | YES | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | ||||
| BLOCKCHAIN | ||||
| REGION |