Phantom Cash card
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | $2,000 |
- Credit card funding costs 3.50%. Debit/Apple Pay costs 1.75%. Even ACH direct deposit costs 0.30%. A domestic wire costs 1.00%.
The daily spending cap is $5,000. Default is $2,000.
THE REAL STORY ON THIS CARD.
- Self-custodial
- Instant virtual card via app
- Zero US purchase fees
- Apple Pay and Google Pay supported
- Daily limit auto-assessed for up to $5,000/day after 30 days
- No card issuance fee
- Onchain swaps/sends worldwide
- Stablecoin swaps into CASH: FREE
- Send to Solana wallets: FREE
- Card/bank features US only (except NY)
- No ATM withdrawals
- Virtual only
- KYC required for card and bank features
- No cashback (0%)
- No IBAN/SWIFT (US bank transfers via ACH, direct deposit, wire only)
GENERAL QUESTIONS.
Phantom Cash is your all-in-one money account inside Phantom. Built on Solana, it combines the power of crypto with the convenience of traditional payments. You can hold, send, spend, buy tokens, and withdraw, all from the Phantom mobile app. Your balance is secured on chain as CASH and displayed in USD in the Phantom mobile app.
No. You're not required to KYC to use Phantom or Phantom Cash. Certain features of Phantom Cash, including bank transfers, direct deposit, and the debit card, require identity verification to meet financial regulations. Identity verification is handled by Stripe. Phantom never has access to your legal name and doesn't store your KYC information.
Phantom Cash is launching first in the United States, except in New York and Alaska. Access is rolling out in stages through a waitlist. To sign up, open the Cash tab in your Phantom mobile app.
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