CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | NO |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | 0$ |
| DAILY LIMIT | $1,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | 3.8% |
| CASHBACK | 0% |
| NEED KYC | NO |
| FX FEE | UP TO 2% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | 0$ |
| DAILY LIMIT | $1,000 |
Single-load cards are NON-RELOADABLE, you buy one, spend it, then buy another. BUT reloadable cards now exist (holder-funded), so that limitation is optional, not universal.
Push to Card (4.8% + min 1.50) and Venmo/PayPal (4.9% + min 1.50) are expensive off-ramps; the ACH bank payout (0.25% + min 1.50) is the cheap one.
THE REAL STORY ON THIS CARD.
- No KYC required
- Reloadable cards available, no longer forced to issue a new card each purchase
- Instant card issuance via wallet connection
- Non-custodial
- 0% fees on US and CAD cards; reloadable card creation is free
- Cheap ACH bank off-ramp (0.25% + min 1.50, up to $50,000)
- Multi-chain support
- Gift cards at thousands of merchants
- Push to debit card (US, Eurozone, UK)
- AI agent API — x402, MCP, WebMCP, Managed wallet, single-prompt card issuance
- FinCEN registered, Chainalysis compliant
- Unprecedented business transparency (public metrics)
- Token-governed roadmap via MetaDAO
- Strong backers (Colosseum, DBA, Anagram)
- Single-load cards need a new card after balance spent
- International card: 3.8% + ~2% FX
- No physical cards, no ATM withdrawals
- No cashback or rewards
- Limited to stablecoins only
- Venmo/PayPal funding at 4.9% + min 1.50 is expensive
- Push to Card at 4.8% + min 1.50 is expensive
- FinCEN MSB only, not a bank, no deposit insurance
GENERAL QUESTIONS.
US and CAD cards are free. International card costs 3.8% one-time fee at purchase.
No. Laso Finance cards are virtual prepaid cards with no ATM access.
USDC, USDT, DAI, and USDC.e across 8 blockchains: Ethereum, Solana, Stellar, Arbitrum, Base, Polygon, Optimism, and BNB.
No. Laso Finance uses on-chain compliance technology instead of traditional KYC.
USER RATINGS AND REVIEWS.
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| FEATURE | USA AND CANADA CARD | INTERNATIONAL CARD |
|---|---|---|
| W BONUS | NONE | NONE |
| REG FEE / REQ | FREE | 3.8% |
| CASHBACK | 0% | 0% |
| NEED KYC | NO | NO |
| FX FEE | 0% | UP TO 2% |
| APR / YIELD | NO | NO |
| CARD TYPE | VIRTUAL CARD | VIRTUAL CARD |
| CARD NETWORK | ||
| BLOCKCHAIN | ||
| REGION |