BEST FOR LATAM
BEST FOR LATAM represents a specialized category within the TODEY ecosystem, featuring crypto debit and credit cards selected for their performance in Latin America. These cards are evaluated based on regional transaction fees, ATM withdrawal limits, local currency support, and merchant acceptance across LATAM countries. The category helps users identify the most suitable payment instruments for cross-border and local spending, considering the unique regulatory and economic landscape of the region. This focused grouping simplifies navigation for users prioritizing cost-efficiency and accessibility in the Latin American crypto payments space.
Availability, supported countries, and banking features can vary across Latin America. Some providers only operate in selected markets or partner with local financial institutions, so supported services may differ by country.

ETHERFI CASH CARD
| CASHBACK | 3% | WELCOME BONUS | NONE |
|---|---|---|---|
| REG FEE | FREE | FX FEE | 1% |
| APR / YIELD | YES | CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| BLOCKCHAIN | REGION | ||
| WALLET TYPE | NON CUSTODIAL | KYC | YES |
| APPLE PAY | YES | IBAN / SWIFT | YES |
| ATM LIMIT | $250 | DAILY LIMIT | $30,000 |
EtherFi earns its place by delivering a complete payment ecosystem that remains practical regardless of where you live. Physical and virtual cards, non custodial spending, crypto backed credit, and yield on eligible assets create a package that covers far more than everyday payments.
For users across Latin America, where access to modern financial products can vary between countries, EtherFi offers a level of flexibility that few crypto cards currently match.

ARQ CARD
| CASHBACK | 0% | WELCOME BONUS | NONE |
|---|---|---|---|
| REG FEE | FREE | FX FEE | 0% |
| APR / YIELD | NO | CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| BLOCKCHAIN | REGION | ||
| WALLET TYPE | CUSTODIAL | KYC | YES |
| APPLE PAY | YES | IBAN / SWIFT | YES |
| ATM LIMIT | NOT DISCLOSED | DAILY LIMIT | NOT DISCLOSED |
ARQ was built around the realities of moving money across the Americas. Support for local banking rails, USD and EUR accounts, competitive currency conversion, and regional payment infrastructure make it particularly relevant for users who regularly manage both local and international transactions.
Rather than adapting a global product for Latin America, ARQ focuses on solving financial challenges that are common across the region, making it a natural fit for this category.

EXA CARD
| CASHBACK | 0% | WELCOME BONUS | NONE |
|---|---|---|---|
| REG FEE | FREE | FX FEE | UP TO 1.5% |
| APR / YIELD | YES | CARD TYPE | VIRTUAL CARD |
| BLOCKCHAIN | REGION | ||
| WALLET TYPE | NON CUSTODIAL | KYC | YES |
| APPLE PAY | YES | IBAN / SWIFT | YES |
| ATM LIMIT | $0 | DAILY LIMIT | $10,000 |
Exactly brings a different perspective to crypto spending by allowing users to unlock liquidity without selling their assets. Crypto backed credit, ongoing yield, and a premium Visa card create a payment experience that keeps capital working while remaining available for everyday purchases.
For users who want more than a traditional debit card, Exactly combines decentralized finance with familiar payment tools in a way that feels both practical and forward looking.

RIPIO CARD
| CASHBACK | UP TO 2% | WELCOME BONUS | NONE |
|---|---|---|---|
| REG FEE | FREE | FX FEE | 0.5% |
| APR / YIELD | NO | CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| BLOCKCHAIN | REGION | ||
| WALLET TYPE | CUSTODIAL | KYC | YES |
| APPLE PAY | YES | IBAN / SWIFT | NO |
| ATM LIMIT | NOT DISCLOSED | DAILY LIMIT | NOT DISCLOSED |
Few companies understand the Latin American crypto market better than Ripio. Years of operating across multiple countries have allowed the platform to build services that feel local, from regional banking integration to support for local currencies and everyday crypto payments.
That regional experience is what separates Ripio from many international competitors. It is a card designed around the needs of Latin American users rather than simply being available in the region.

EL DORADO CARD
| CASHBACK | 0% | WELCOME BONUS | NONE |
|---|---|---|---|
| REG FEE | $3.99 | FX FEE | 0% |
| APR / YIELD | YES | CARD TYPE | VIRTUAL CARD |
| BLOCKCHAIN | REGION | ||
| WALLET TYPE | CUSTODIAL | KYC | YES |
| APPLE PAY | YES | IBAN / SWIFT | YES |
| ATM LIMIT | $0 | DAILY LIMIT | $2000 |
El Dorado focuses on the financial services that many users in Latin America rely on every day. Local transfers, dollar accounts, cross border payments, remittances, and regional payment infrastructure make it much more than a simple crypto card.
Its strength comes from understanding how people actually move money across the region. By combining crypto with services built for everyday financial life, El Dorado offers a payment experience that feels genuinely tailored to Latin America.