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COMPANY detail
RIPIO CARD
Crypto as a service
CARD FEATURE OVERVIEW.
CARD NAME
RIPIO CARD
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This card is part of the best crypto cards for the following groups:
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
UP TO 2%
NEED KYC
YES
FX FEE
UP TO 5%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
30,000 BRL
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RIPIO CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 2% |
| NEED KYC | YES |
| FX FEE | UP TO 5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | 30,000 BRL |
Last Updated: Sep 29, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
- Cashback cap in Brazil: R$500/month. At 2% crypto cashback, the cap is reached after R$25,000 in eligible monthly spend; additional spend earns no further cashback.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- FREE CARD
- VIRTUAL + PHYSICAL CARD
- UP TO 2% CRYPTO CASHBACK
- 4% NEW-USER CRYPTO CASHBACK — 30 DAYS
- APPLE PAY + GOOGLE WALLET
- VISA ACCEPTANCE
- PAY WITH CRYPTO OR LOCAL FIAT
- MULTI-ASSET SUPPORT
- BANK TRANSFER SUPPORT
CONS
[ LIMITATIONS ]
- 5% FOREIGN-CURRENCY COST — BRAZIL
- 3% FX MARKUP — ARGENTINA
- 0.5% CASHBACK WHEN FUNDED WITH ARS
- 0.5% CRYPTO SALE COMMISSION
- CUSTODIAL
- REGIONAL AVAILABILITY
- ATM LIMIT NOT PUBLICLY DISCLOSED
GENERAL QUESTIONS.
At Ripio, we have two types of cards: virtual and physical. Both can be ordered from the “Ripio Card” section, you just have to read and accept the terms and conditions. While waiting for the physical one, you can enjoy the virtual one.
Ripio Card is a prepaid card. This means that when you use it, the amounts are immediately consumed from the balance you have in the wallet. In other words, it is necessary to have previously selected pesos or cryptocurrencies with available balance in order to make payments.
Paying with any crypto with your Ripio Card you will receive 2% in USDT, BTC or ETH, and paying with ARS you will receive 0.5% cashback. If you are a new card user, for 30 days you will receive 4% paying with crypto and 1% paying with ARS.
To pay for your purchases with the Ripio Card using bitcoin or Ethereum, you have to buy one of these coins and then select it from the card section, so your purchase will not be rejected.