ARQ CARD
- Profile
- X.
- Instagram.
- Website.
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $69.99/YEAR |
| CASHBACK | UP TO 1% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $199.99/YEAR |
| CASHBACK | UP TO 2% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Argentine peso purchases incur a hidden 5% commission. Any merchant that charges in ARS triggers this fee.
Premium tier: 1% cashback, 3.5% APY, 500 USDc free ATM
Prestige tier: 2% cashback, 4.5% APY, $100K credit, World Elite metal
- ATM: Standard pays 1% on all withdrawals, Premium gets 500 USDc/month free, Prestige gets 700 USDc/month free (non-metal only), and Prestige metal card charges 3% on up to $3,000/month, all only available in Colombia and Mexico.
THE REAL STORY ON THIS CARD.
- No hidden fees for card usage or maintenance
- Interbank exchange rates for currency conversion
- 0% FX fee on all card purchases
- Free virtual card, physical card $4.99 shipping (free if $100+ balance)
- IBAN and US account details available
- USDc/EURc stablecoins for stability
- 2 million users, backed by top VCs (Sequoia, Founders Fund, etc.)
- Prestige: no late fees, no declined payment fees, no daily spend limit
- KYC required
- Custodial wallet
- Limited to 4 countries
- No cashback on Standard tier
- 1% ATM withdrawal fee for Standard tier
- ATM withdrawals not available for Premium in Argentina/Brazil (only CO/MX)
- $3 USDc/EURc fees for transfers and crypto deposits (Standard)
- 5% commission on ARS-denominated purchases
- Prestige is waitlist-based (priority for $10K+ holders)
- Secured credit requires collateral in Save + Trade accounts
GENERAL QUESTIONS.
Virtual card is free. Physical card costs $4.99 USD shipping. No annual fees or maintenance fees.
Yes, Standard users pay 1% fee on all ATM withdrawals. Premium users get 500 USDc/month fee-free, then 1% after.
Mastercard - accepted worldwide in any currency.
$3 USDc for US transfers, 3 EURc for Euro transfers (Standard). Premium gets 1 free international transfer per month.
USER RATINGS AND REVIEWS.
HAPPY WITH WHAT YOU SEE?
Some links on TODEY may be affiliate or referral links. There is no extra cost to you, and in some cases our partners may offer additional rewards or perks.
MORE CRYPTO CARDS.
PLASMA ONE CARD
TRADE REPUBLIC CARD
RIZON CARD
KARDPAY CARD

| FEATURE | STANDARD | PREMIUM | PRESTIGE |
|---|---|---|---|
| W BONUS | NONE | NONE | NONE |
| REG FEE / REQ | FREE | $69.99/YEAR | $199.99/YEAR |
| CASHBACK | 0% | UP TO 1% | UP TO 2% |
| NEED KYC | YES | YES | YES |
| FX FEE | 0% | 0% | 0% |
| APR / YIELD | YES | YES | YES |
| CARD TYPE | CREDIT CARD | CREDIT CARD | CREDIT CARD |
| CARD NETWORK | |||
| BLOCKCHAIN | |||
| REGION |