TUYO CARD
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | DYNAMIC |
- Daily card limit: $10,000; limits increase with usage and account history.
TUYOs are Tuyo rewards points, not a currently tradable token; current reward rates are shown in-app.
Cashback: TUYOs are earned from card spending, trading, and Earn; Earn rewards are paid daily.
THE REAL STORY ON THIS CARD.
- True self-custody
- No issuance, monthly, or annual fees
- 0% FX on USD spends
- Up to ~11% APY via Earn (fee-inclusive APYs shown)
- Card spends straight out of Earn strategies, yield never pauses
- Buy Now, Pay Maybe, random purchases completely free
- TUYO point rewards with planned 2026 token distribution (≥20% supply)
- Free multi-currency account numbers (USD, EUR, MXN) under your own name
- Apple Pay and Google Pay support
- ATM withdrawals not supported
- No physical card yet
- Card only spends USDC on Base (single asset, single chain)
- TUYO rewards are off-chain points
- Reward value hinges on a future TGE with no announced date or valuation
- Earn APY variable, not guaranteed
- Trading fee: greater of 0.25% or network fee during congestion
- Not available in the United Kingdom
GENERAL QUESTIONS.
There are no hidden fees for using your Tuyo Card or virtual account numbers. The only possible cost is a small FX spread (usually under 1%) when converting between currencies. If Tuyo were ever to charge a fee, you would always see it clearly in the app before confirming a transaction.
Yes. Because Tuyo is self-custodial, you can always withdraw your funds in crypto to your own wallet, even if KYC fails or your account is restricted. No lock-ups, no exceptions.
You can deposit and withdraw assets on Ethereum, Base, Arbitrum, Optimism, and Polygon. The Tuyo Card and account services operate on Base.
Tuyo Earn lets you deposit USDC, EURC, ETH, or BTC and earn up to 11% APY. We curate for you the best yield strategies available in the market and provide an easy path to benefit from them. Tuyo takes a 10% performance fee on returns from Earn strategies. All APYs shown on Tuyo are calculated including this fee. Every strategy’s information is detailed on its factsheet, available in our apps.
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