OFFGRID Card Your Money, Your Rules.
Card Feature Overview.
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $49/YEAR |
| CASHBACK | 0% |
| NEED KYC | NO |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $0 |
| DAILY LIMIT | $2,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $97/YEAR |
| CASHBACK | 0% |
| NEED KYC | NO |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $0 |
| DAILY LIMIT | $3,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $197/YEAR |
| CASHBACK | 0% |
| NEED KYC | NO |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $0 |
| DAILY LIMIT | $4,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | NOT DISCLOSED |
| CASHBACK | 0% |
| NEED KYC | NO |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $0 |
| DAILY LIMIT | $7,500 |
Lite tier: ($49/yr, $2K - Day/$2K - Week/$2K - Month, 2.5% top-up).
Edge: $97/yr, $3K/$3.5K/$5K, 2% top-up.
Prime: $197/yr, $4K/$6K/$10K, 1.5% top-up.
Black: invite-only, $7.5K/$12.5K/$25K, 1% top-up.
Monero (XMR) is supported for deposits, rare among crypto cards, and meaningful for users who want truly private funding.
THE REAL STORY ON THIS CARD.
- No KYC required — sign up with a passkey
- 0% transaction fees on purchases
- 0% FX markup on foreign transactions
- 25+ cryptocurrencies supported across 15+ networks
- Privacy-first: no tracking of purchases or spending habits
- Google Pay for tap-to-pay at physical terminals
- Four tiers with scalable spending limits up to $25,000/month
- Low deposit minimums after first deposit ($5)
- Monero (XMR) supported for truly private deposits
- Self-service card freeze/unfreeze
- Wallet withdrawals to external crypto addresses
- Invite-only (requires invitation code)
- No Apple Pay support
- Virtual card only
- No ATM withdrawals
- No IBAN/SWIFT bank transfers
- Card top-up fees: 1%–2.5%
- No cashback or rewards program disclosed
- Company, legal entity, jurisdiction, and card issuer all NOT DISCLOSED
- Account deletion not self-service
- Cannot withdraw funds from card balance back to crypto (card is spending-only)
- Black tier locked behind invitation/usage
- No explicit supported-countries list
GENERAL QUESTIONS.
There is no separate card issuance fee. Users pay an annual subscription: Lite $49/yr, Edge $97/yr, Prime $197/yr. Black is invite-only with no disclosed price. The subscription fee is deducted from the first deposit. The card is virtual and activated immediately after funding.
No. The Offgrid card is virtual only and does not support ATM withdrawals. For in-person payments, use Google Pay with tap-to-pay terminals.
No. Offgrid currently offers virtual cards only. There is no physical card option or shipping.
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| FEATURE | LITE | EDGE | PRIME | BLACK |
|---|---|---|---|---|
| W BONUS | NONE | NONE | NONE | NONE |
| REG FEE / REQ | $49/YEAR | $97/YEAR | $197/YEAR | NOT DISCLOSED |
| CASHBACK | 0% | 0% | 0% | 0% |
| NEED KYC | NO | NO | NO | NO |
| FX FEE | 0% | 0% | 0% | 0% |
| APR / YIELD | NO | NO | NO | NO |
| CARD TYPE | VIRTUAL CARD | VIRTUAL CARD | VIRTUAL CARD | VIRTUAL CARD |
| CARD NETWORK | ||||
| BLOCKCHAIN | ||||
| REGION |