COMPANY detail
XPLACE Card Your money, Upgraded
Card Feature Overview.
TIERS
W BONUS
1% XP REWARD
REGISTER FEE
FREE
CASHBACK
0.5%
NEED KYC
YES
FX FEE
1%
APR / YIELD
YES
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$0
DAILY LIMIT
$2,000/MO
GET THE CARD
W BONUS
3% XP REWARD
REGISTER FEE
$99/YEAR
CASHBACK
1%
NEED KYC
YES
FX FEE
1%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
$20,000/MO
GET THE CARD
W BONUS
6% XP REWARD
REGISTER FEE
$249/YEAR
CASHBACK
1.5%
NEED KYC
YES
FX FEE
1%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
$100,000/MO
GET THE CARD
W BONUS
10% XP REWARD
REGISTER FEE
$999/YEAR
CASHBACK
2%
NEED KYC
YES
FX FEE
1%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
$750,000/MO
GET THE CARD
BASIC
| W BONUS | 1% XP REWARD |
|---|---|
| REGISTER FEE | FREE |
| CASHBACK | 0.5% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | $2,000/MO |
SILVER
| W BONUS | 3% XP REWARD |
|---|---|
| REGISTER FEE | $99/YEAR |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | $20,000/MO |
GOLD
| W BONUS | 6% XP REWARD |
|---|---|
| REGISTER FEE | $249/YEAR |
| CASHBACK | 1.5% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | $100,000/MO |
PLATINUM
| W BONUS | 10% XP REWARD |
|---|---|
| REGISTER FEE | $999/YEAR |
| CASHBACK | 2% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | $750,000/MO |
Cashback Terms: Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified

XPLACE CARD
| FEATURE | BASIC | SILVER | GOLD | PLATINUM |
|---|---|---|---|---|
| W BONUS | 1% XP REWARD | 3% XP REWARD | 6% XP REWARD | 10% XP REWARD |
| REGISTER FEE | FREE | $99/YEAR | $249/YEAR | $999/YEAR |
| CASHBACK | 0.5% | 1% | 1.5% | 2% |
| NEED KYC | YES | YES | YES | YES |
| FX FEE | 1% | 1% | 1% | 1% |
| APR / YIELD | YES | YES | YES | YES |
| CARD TYPE | VIRTUAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | ||||
| BLOCKCHAIN | ||||
| REGION |
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The Real Story on This Card.
PROS
FREE REGISTRATION / basic tier
Real-time USDC settlement
UP TO 10% XP REWARD
UP TO 2% CASHBACK
DISCOUNT ON FLIGHTS AND HOTELS
NON CUSTODIAL
CREDIT MODE
CONS
Annual fees for higher tiers ($99–$999/year)
ONLY SUPPORT SOLANA
1% FX FEE
GENERAL Questions
Why XPlace?
Full control: Your crypto stays in your wallet
Instant access: Issue your card in minutes
Smart yield: Earn daily returns on your assets
Credit freedom: Borrow without selling your tokens
Global use: Pay anywhere with Apple Pay and Google Pay
Premium lifestyle: airport lounges, concierge, and exclusive offers
Rewards: XP, cashback, and future token airdrops
Instant access: Issue your card in minutes
Smart yield: Earn daily returns on your assets
Credit freedom: Borrow without selling your tokens
Global use: Pay anywhere with Apple Pay and Google Pay
Premium lifestyle: airport lounges, concierge, and exclusive offers
Rewards: XP, cashback, and future token airdrops
HOW TO SIGN UP?
1. Create Your Account
You can create your XPlace account in just a few taps.
Choose the sign-up method that’s most convenient for you:
Email — sign up using your email address
Google — connect instantly with your Google account
X.com (Twitter) — sign in with your X profile to connect your social identity
2. Secure Your Account
Once you’ve registered, you’ll be asked to set up your personal security preferences:
Set a PIN Code
6 digit PIN to protect access to your account.
Enable Face ID (optional but recommended)
For quick and secure logins — no passwords needed.
3. Personalize Your Profile
After securing your account, you can personalize your XPlace identity:
🪪 Choose your nickname
You can import your nickname directly from X.com,
Or set a custom in-app nickname unique to you.
This nickname will be visible to other users in trading feeds and leaderboards.
4. Welcome to XPlace Portfolio
Once registration is complete, you’ll land directly in your Portfolio —
your main dashboard for balances, deposits, and credits.
From here you can:
View your assets and performance
Add funds to Savings Hub
Track your credit limit in Credit Hub
Deposit crypto or buy via card
You can create your XPlace account in just a few taps.
Choose the sign-up method that’s most convenient for you:
Email — sign up using your email address
Google — connect instantly with your Google account
X.com (Twitter) — sign in with your X profile to connect your social identity
2. Secure Your Account
Once you’ve registered, you’ll be asked to set up your personal security preferences:
Set a PIN Code
6 digit PIN to protect access to your account.
Enable Face ID (optional but recommended)
For quick and secure logins — no passwords needed.
3. Personalize Your Profile
After securing your account, you can personalize your XPlace identity:
🪪 Choose your nickname
You can import your nickname directly from X.com,
Or set a custom in-app nickname unique to you.
This nickname will be visible to other users in trading feeds and leaderboards.
4. Welcome to XPlace Portfolio
Once registration is complete, you’ll land directly in your Portfolio —
your main dashboard for balances, deposits, and credits.
From here you can:
View your assets and performance
Add funds to Savings Hub
Track your credit limit in Credit Hub
Deposit crypto or buy via card
WHAT IS XP SYSTEM?
Users earn XP for their everyday activity in XPlace — spending with the card, completing quests, and inviting friends.
Each action increases your total XP and token rewards at TGE.
Inviting friends is one of the fastest ways to grow your XP — when someone joins XPlace using your referral link and starts using their card, you earn XP from their activity.
Track your progress and see your total XP anytime in the Rewards section inside the app
Each action increases your total XP and token rewards at TGE.
Inviting friends is one of the fastest ways to grow your XP — when someone joins XPlace using your referral link and starts using their card, you earn XP from their activity.
Track your progress and see your total XP anytime in the Rewards section inside the app
WHAT ARE THE SUPPORTED TOKENS?
Layer-1 tokens: SOL, ETH (wETH), BTC (wBTC, cbBTC, zBTC, LBTC)
Stablecoins: USDC, USDT, USDY, USDS, PYUSD, sUSDe, USD-e, syrupUSDC, AUSD
Liquid staking tokens: mSOL, jitoSOL, bSOL, dSOL, BNSOL, JLP
Utility tokens: PYTH, JUP, TNSR, DRIFT, INF, JTO, ME, RENDER, CLOUD
Meme & community tokens: BONK, WIF, POPCAT, MOTHER, PENGU, TRUMP, MELANIA, AI16Z, FARTCOIN, PUMP, ZEUS, 2Z, MET, dfdvSOL
ABOUT THE Savings Hub
Savings Hub is where you can deposit your assets to earn daily yield and unlock Credit Power for your XPlace Card.
When you deposit funds into the Savings Hub, your assets start generating yield automatically through smart contracts and integrated lending protocols.
How It Works
When you deposit crypto, it begins earning daily yield (calculated automatically).
Your deposit also acts as collateral, providing you with Credit Power — the amount you can borrow or use via your XPlace Card.
Depending on the token type and its market capitalization, you can receive 30%–70% Credit Power of your deposited amount.
For example:
If you deposit $1,000 in SOL, you may unlock $700 in Credit Power.
If you deposit a meme token, your Credit Power ratio might be lower (e.g., 30%).
When you deposit funds into the Savings Hub, your assets start generating yield automatically through smart contracts and integrated lending protocols.
How It Works
When you deposit crypto, it begins earning daily yield (calculated automatically).
Your deposit also acts as collateral, providing you with Credit Power — the amount you can borrow or use via your XPlace Card.
Depending on the token type and its market capitalization, you can receive 30%–70% Credit Power of your deposited amount.
For example:
If you deposit $1,000 in SOL, you may unlock $700 in Credit Power.
If you deposit a meme token, your Credit Power ratio might be lower (e.g., 30%).