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XPLACE Card

Your money, Upgraded
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CARD FEATURE OVERVIEW.

TIERS
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This card is part of the best crypto cards for the following groups:
W BONUS
XP REWARDS
REG FEE / REQ
FREE
CASHBACK
UP TO $10
NEED KYC
YES
FX FEE
1%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND CREDIT
CARD NETWORK
visa
BLOCKCHAIN
solana
REGION
GLOBAL
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
$2,000/MO
GET THE CARD
W BONUS
XP REWARDS
REG FEE / REQ
$99/YEAR
CASHBACK
UP TO $40
NEED KYC
YES
FX FEE
0.5%
APR / YIELD
YES
CARD TYPE
VIRTUAL, PHYSICAL AND CREDIT
CARD NETWORK
visa
BLOCKCHAIN
solana
REGION
GLOBAL
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
$20,000/MO
GET THE CARD
W BONUS
XP REWARDS
REG FEE / REQ
$249/YEAR
CASHBACK
UP TO $100
NEED KYC
YES
FX FEE
0.25%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND CREDIT
CARD NETWORK
visa
BLOCKCHAIN
solana
REGION
GLOBAL
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
$200,000/MO
GET THE CARD
W BONUS
XP REWARDS
REG FEE / REQ
$999/YEAR
CASHBACK
UP TO $250
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND CREDIT
CARD NETWORK
visa
BLOCKCHAIN
solana
REGION
GLOBAL
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
$750,000/MO
GET THE CARD
BASIC
W BONUS XP REWARDS
REG FEE / REQ FREE
CASHBACK UP TO $10
NEED KYC YES
FX FEE 1%
APR / YIELD YES
CARD TYPE VIRTUAL AND CREDIT
CARD NETWORK visa
BLOCKCHAIN solana
REGION GLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT $2,000/MO
GET IT NOW
SILVER
W BONUS XP REWARDS
REG FEE / REQ $99/YEAR
CASHBACK UP TO $40
NEED KYC YES
FX FEE 0.5%
APR / YIELD YES
CARD TYPE VIRTUAL, PHYSICAL AND CREDIT
CARD NETWORK visa
BLOCKCHAIN solana
REGION GLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT $20,000/MO
GET IT NOW
GOLD
W BONUS XP REWARDS
REG FEE / REQ $249/YEAR
CASHBACK UP TO $100
NEED KYC YES
FX FEE 0.25%
APR / YIELD YES
CARD TYPE VIRTUAL AND CREDIT
CARD NETWORK visa
BLOCKCHAIN solana
REGION GLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT $200,000/MO
GET IT NOW
PLATINUM
W BONUS XP REWARDS
REG FEE / REQ $999/YEAR
CASHBACK UP TO $250
NEED KYC YES
FX FEE 0%
APR / YIELD YES
CARD TYPE VIRTUAL AND CREDIT
CARD NETWORK visa
BLOCKCHAIN solana
REGION GLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT $750,000/MO
GET IT NOW
Last Updated: Oct 7, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
  • Cashback is available only in Credit Mode.

Cash Mode, which spends your stablecoin balance directly, does not earn cashback. Credit Mode cashback ranges from 0.5% on Basic to 2% on Platinum. Each tier also has a monthly cashback ceiling: $10 Basic, $40 Silver, $100 Gold, and $250 Platinum. These limits apply to the cashback earned, not to the amount spent.

THE REAL STORY ON THIS CARD.

PROS
[ STRENGTHS ]
  • thumbs-up-fill NON-CUSTODIAL
  • thumbs-up-fill UP TO 2% USDC CASHBACK
  • thumbs-up-fill CREDIT MODE — SPEND WITHOUT SELLING COLLATERAL
  • thumbs-up-fill SOLANA-BASED
  • thumbs-up-fill APPLE PAY & GOOGLE PAY
  • thumbs-up-fill FREE BASIC TIER
  • thumbs-up-fill 0% FX ON PLATINUM
  • thumbs-up-fill UP TO $750K MONTHLY LIMIT
  • thumbs-up-fill VARIABLE DEFI YIELD
  • thumbs-up-fill NO ORIGINATION / SETUP FEE
CONS
[ LIMITATIONS ]
  • thumbs-down-fill CASHBACK ONLY IN CREDIT MODE
  • thumbs-down-fill LOW CASHBACK CAPS
  • thumbs-down-fill PHYSICAL CARD CURRENTLY LIMITED — SILVER LIVE; GOLD/PLATINUM COMING SOON
  • thumbs-down-fill ATM LIMIT NOT DISCLOSED
  • thumbs-down-fill CARD-SPECIFIC BANK TRANSFER NOT DISCLOSED
  • thumbs-down-fill CREDIT MODE HAS COLLATERAL / LIQUIDATION RISK
  • thumbs-down-fill HIGH ANNUAL FEES ON PREMIUM TIERS

GENERAL QUESTIONS.

Full control: Your crypto stays in your wallet

Instant access: Issue your card in minutes

Smart yield: Earn daily returns on your assets

Credit freedom: Borrow without selling your tokens

Global use: Pay anywhere with Apple Pay and Google Pay

Premium lifestyle: airport lounges, concierge, and exclusive offers

Rewards: XP, cashback, and future token airdrops

1. Create Your Account
You can create your XPlace account in just a few taps.
Choose the sign-up method that’s most convenient for you:

Email — sign up using your email address

Google — connect instantly with your Google account

X.com (Twitter) — sign in with your X profile to connect your social identity

2. Secure Your Account
Once you’ve registered, you’ll be asked to set up your personal security preferences:

Set a PIN Code
6 digit PIN to protect access to your account.

Enable Face ID (optional but recommended)
For quick and secure logins — no passwords needed.

3. Personalize Your Profile
After securing your account, you can personalize your XPlace identity:

🪪 Choose your nickname

You can import your nickname directly from X.com,

Or set a custom in-app nickname unique to you.

This nickname will be visible to other users in trading feeds and leaderboards.

4. Welcome to XPlace Portfolio
Once registration is complete, you’ll land directly in your Portfolio —
your main dashboard for balances, deposits, and credits.

From here you can:

View your assets and performance

Add funds to Savings Hub

Track your credit limit in Credit Hub

Deposit crypto or buy via card

Users earn XP for their everyday activity in XPlace — spending with the card, completing quests, and inviting friends.
Each action increases your total XP and token rewards at TGE.

Inviting friends is one of the fastest ways to grow your XP — when someone joins XPlace using your referral link and starts using their card, you earn XP from their activity.

Track your progress and see your total XP anytime in the Rewards section inside the app

Layer-1 tokens: SOL, ETH (wETH), BTC (wBTC, cbBTC, zBTC, LBTC)

Stablecoins: USDC, USDT, USDY, USDS, PYUSD, sUSDe, USD-e, syrupUSDC, AUSD

Liquid staking tokens: mSOL, jitoSOL, bSOL, dSOL, BNSOL, JLP

Utility tokens: PYTH, JUP, TNSR, DRIFT, INF, JTO, ME, RENDER, CLOUD

Meme & community tokens: BONK, WIF, POPCAT, MOTHER, PENGU, TRUMP, MELANIA, AI16Z, FARTCOIN, PUMP, ZEUS, 2Z, MET, dfdvSOL

Savings Hub is where you can deposit your assets to earn daily yield and unlock Credit Power for your XPlace Card.
When you deposit funds into the Savings Hub, your assets start generating yield automatically through smart contracts and integrated lending protocols.

How It Works
When you deposit crypto, it begins earning daily yield (calculated automatically).

Your deposit also acts as collateral, providing you with Credit Power — the amount you can borrow or use via your XPlace Card.

Depending on the token type and its market capitalization, you can receive 30%–70% Credit Power of your deposited amount.

For example:
If you deposit $1,000 in SOL, you may unlock $700 in Credit Power.
If you deposit a meme token, your Credit Power ratio might be lower (e.g., 30%).

USER RATINGS AND REVIEWS.

COMMUNITY SCORE EXCELLENT
5.0 / 5.0
100%
Recommendation Rate 1 of 1 reviewers recommend
RATING PROFILE 1 REVIEW
5 ★
100% 1 reviews
4 ★
0% 0 reviews
3 ★
0% 0 reviews
2 ★
0% 0 reviews
1 ★
0% 0 review
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MORE CRYPTO CARDS.

XPLACE CARD
FEATURE BASIC SILVER GOLD PLATINUM
W BONUS XP REWARDS XP REWARDS XP REWARDS XP REWARDS
REG FEE / REQ FREE $99/YEAR $249/YEAR $999/YEAR
CASHBACK UP TO $10 UP TO $40 UP TO $100 UP TO $250
NEED KYC YES YES YES YES
FX FEE 1% 0.5% 0.25% 0%
APR / YIELD YES YES YES YES
CARD TYPE VIRTUAL AND CREDIT VIRTUAL, PHYSICAL AND CREDIT VIRTUAL AND CREDIT VIRTUAL AND CREDIT
CARD NETWORK visa visa visa visa
BLOCKCHAIN solana solana solana solana
REGION GLOBAL GLOBAL GLOBAL GLOBAL
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