TRADE REPUBLIC CARD Banking on your terms
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €0 |
| DAILY LIMIT | €10,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €5 |
| CASHBACK | 2% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | UNLIMITED |
| DAILY LIMIT | €10,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €50 |
| CASHBACK | 2% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | UNLIMITED |
| DAILY LIMIT | €10,000 |
THE REAL STORY ON THIS CARD.
- OFFER FREE TIER
- No monthly fees
- 1% CASHBACK or 2% if Paying with Crypto
- 0% FX FEE
- interest on cash balance
- UNLIMITED ATM WITHDRAWAL (FREE) > 100€
- Strong EU banking features
- Auto-invest features
- Regulated in Europe
- CUSTODIAL
- NO AVAILABLE GLOBALLY
- €1 ATM fee below €100
- Physical card costs extra
- 1% Saveback requires an active investment plan
GENERAL QUESTIONS.
The Trade Republic card is a Visa Debit Card. You have the choice between a virtual card (free), Classic Card (5 € one-time payment) and Mirror Card (50 € one-time payment). The one-time payment for the Classic and Mirror Cards is deducted when you order your card for the first time. It is only required to be paid again when you request a renewal or replacement of your card. There is no monthly subscription fee.
Trade Republic Bank GmbH is a full German bank. We are supervised by the BaFin (Federal Financial Supervisory Authority) and offer you the usual reliability and security of a German full bank. The money you pay in is held in one or, in principle, equally divided between two omnibus trust accounts with banks that are also authorized to conduct deposit business. These are currently Deutsche Bank AG, J.P. Morgan SE, HSBC Continental Europe S.A and Citibank Europe plc. For higher balances your funds are further diversified in liquidity funds, as detailed below "How is my money protected".
Your funds are distributed among one or, in principle, equally divided between two partner banks, such as Deutsche Bank or J.P. Morgan SE where Trade Republic maintains omnibus trust accounts. For higher balances your funds are further diversified into liquidity funds. The funds on each escrow account are protected with up to 100,000 € per customer respectively.
All relevant information on deposit protection of each partner bank can be seen in the App. Customer funds held in liquidity funds are directly held on a segregated custody account. Liquidity funds allocations follow the same strict safeguarding rules that are in place for stocks and your funds. This means that your assets are segregated from corporate assets. For liquidity funds, deposit guarantee schemes do not apply.
With Trade Republic, you can invest, spend and bank. Start investing with just 1 € in worldwide stocks & ETFs, corporate and government bonds, crypto and derivatives or make saving a habit by setting up a recurring Savings Plan. Earn 2 % p.a. on unlimited cash. Get your subscription free card to spend and earn 1 % Saveback.
MORE CRYPTO CARDS.
FOLD CARD 
ETHERFI CASH CARD
CRYPTO.COM
