COMPANY detail
TRADE REPUBLIC CARD Banking on your terms
Card Feature Overview.
TIERS
W BONUS
NONE
REGISTER FEE
FREE
CASHBACK
1%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
UNLIMITED
DAILY LIMIT
UNLIMITED
GET THE CARD
W BONUS
NONE
REGISTER FEE
€5
CASHBACK
1%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
UNLIMITED
DAILY LIMIT
UNLIMITED
GET THE CARD
W BONUS
NONE
REGISTER FEE
€50
CASHBACK
1%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
UNLIMITED
DAILY LIMIT
UNLIMITED
GET THE CARD
VIRTUAL CARD
| W BONUS | NONE |
|---|---|
| REGISTER FEE | FREE |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | UNLIMITED |
| DAILY LIMIT | UNLIMITED |
CLASSIC CARD
| W BONUS | NONE |
|---|---|
| REGISTER FEE | €5 |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | UNLIMITED |
| DAILY LIMIT | UNLIMITED |
MIRROR CARD
| W BONUS | NONE |
|---|---|
| REGISTER FEE | €50 |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | UNLIMITED |
| DAILY LIMIT | UNLIMITED |
Cashback Terms: Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
The Real Story on This Card.
PROS
OFFER FREE TIER
0% FX FEE
UNLIMITED ATM WITHDRAWAL (FREE) > 100€
1% CASHBACK
APR / YEILD AVAILABLE
CONS
NO FREE PHYSICAL CARD
CUSTODIAL
NO AVAILABLE GLOBALLY
€1 ATM fee below €100
GENERAL Questions.
Who can open an account?
The Trade Republic card is a Visa Debit Card. You have the choice between a virtual card (free), Classic Card (5 € one-time payment) and Mirror Card (50 € one-time payment). The one-time payment for the Classic and Mirror Cards is deducted when you order your card for the first time. It is only required to be paid again when you request a renewal or replacement of your card. There is no monthly subscription fee.
What are the benefits of the card?
Trade Republic Bank GmbH is a full German bank. We are supervised by the BaFin (Federal Financial Supervisory Authority) and offer you the usual reliability and security of a German full bank. The money you pay in is held in one or, in principle, equally divided between two omnibus trust accounts with banks that are also authorized to conduct deposit business. These are currently Deutsche Bank AG, J.P. Morgan SE, HSBC Continental Europe S.A and Citibank Europe plc. For higher balances your funds are further diversified in liquidity funds, as detailed below "How is my money protected".
How is my money protected?
Your funds are distributed among one or, in principle, equally divided between two partner banks, such as Deutsche Bank or J.P. Morgan SE where Trade Republic maintains omnibus trust accounts. For higher balances your funds are further diversified into liquidity funds. The funds on each escrow account are protected with up to 100,000 € per customer respectively.
All relevant information on deposit protection of each partner bank can be seen in the App. Customer funds held in liquidity funds are directly held on a segregated custody account. Liquidity funds allocations follow the same strict safeguarding rules that are in place for stocks and your funds. This means that your assets are segregated from corporate assets. For liquidity funds, deposit guarantee schemes do not apply.
All relevant information on deposit protection of each partner bank can be seen in the App. Customer funds held in liquidity funds are directly held on a segregated custody account. Liquidity funds allocations follow the same strict safeguarding rules that are in place for stocks and your funds. This means that your assets are segregated from corporate assets. For liquidity funds, deposit guarantee schemes do not apply.
What products do you offer?
With Trade Republic, you can invest, spend and bank. Start investing with just 1 € in worldwide stocks & ETFs, corporate and government bonds, crypto and derivatives or make saving a habit by setting up a recurring Savings Plan. Earn 2 % p.a. on unlimited cash. Get your subscription free card to spend and earn 1 % Saveback.
