Fold CARD powered by bitcoin
CARD FEATURE OVERVIEW. 
| W BONUS | $10 |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO $3 |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $1,000 |
| DAILY LIMIT | $15,000 |
| W BONUS | $10 |
|---|---|
| REG FEE / REQ | $100/YEAR |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | %0 |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $1,000 |
| DAILY LIMIT | $15,000 |
Fold Member earns no cashback on card purchases, rewards are limited to up to 20% on gift cards, 1.75% on Amazon gift cards, and wheel spins.
Fold+ adds 1.5% back on ACH bill pay, 1.5% on top category boosts, up to 15% on merchant boosts, and 0.5% on all other eligible purchases.
Max card balance: $30,000
Max monthly spend: $50,000
Max per transaction: $15,000
Max daily load: $15,000
ATM per transaction: $250
ATM per month: $1,000
THE REAL STORY ON THIS CARD.
- Earn bitcoin rewards on everyday spending
- FDIC insurance on USD balance up to $250,000
- BitGo custody with insurance on bitcoin
- ACH account for direct deposit and bill pay
- Public company with transparency (Nasdaq listed)
- $10 signup bonus for new users
- Fold+ eliminates nearly all fees (ATM, FX, replacement, inactivity)
- Get paid up to 3 days early with direct deposit
- Round-up spare change into bitcoin automatically
- US customers only
- Free tier has no purchase cashback
- Free tier charges $3.50 ATM fee and $3.00 foreign transaction fee
- Credit card (optional) requires credit approval and is waitlist-gated
- Not available in US territories restricted by Sutton Bank
- Instant debit loads and withdrawals cost 1.5% even on Fold+
- Max card balance capped at $30,000
GENERAL QUESTIONS.
Our services are intended solely for users who are 18 years of age or older and are citizens or permanent residents of the United States. If you are under the age of 18 or are not a citizen or permanent resident, then you are not permitted to register or have use of an account with Fold, or use Fold's services.
The limited-edition MetaMask Metal Card offers premium rewards, exclusive event access, and surprise perks—all showcased in a coveted chromatic Fox design. Learn more here.
Open the Fold App
Tap the bitcoin tab
Tap the Sell button
Enter the $ amount you'd like to add to your Fold Debit Card
Confirm
That's it. After confirming the sale, the funds will typically appear on your Fold Debit Card within a few minutes.
No: you are selling an exact amount of bitcoin for USD, and then immediately funding your Fold Debit Card with that USD.
Fold+ members can buy and sell bitcoin for zero fees and near zero spread.
For everyone else, a 1.5% fee applies when buying and a 1% applies when selling. If you want to buy, spend or sell any bitcoin, you should definitely upgrade to Fold+.
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