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COMPANY detail
GEMINI CREDIT CARD
Instant rewards, limitless possibilities
CARD FEATURE OVERVIEW.
CARD NAME
GEMINI CREDIT CARD
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This card is part of the best crypto cards for the following groups:
W BONUS
YES
REG FEE / REQ
FREE
CASHBACK
UP TO 4%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
CREDIT CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
DYNAMIC
GET THE CARD
GEMINI CREDIT CARD
| W BONUS | YES |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 4% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | DYNAMIC |
Last Updated: Sep 22, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
- Everyday Crypto Back Rewards Tiers
4% back on gas, EV charging & transit — up to $300/month in this category
3% back on dining
2% back on groceries
1% back on other qualifying purchases
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Up to 4% crypto back on qualifying purchases
- 3% dining and 2% grocery rewards
- Instant crypto rewards for most qualifying transactions
- Choose Bitcoin or 50+ supported cryptocurrencies for rewards
- $0 annual fee
- 0% foreign transaction fee
- Metal Mastercard World Elite
- Apple Pay, Google Pay and Samsung Pay
- No crypto acquisition fee for card rewards
- Rewards automatically deposited into the Gemini account
- Mastercard World Elite benefits and protections
- Available across all 50 U.S. states and Puerto Rico
CONS
[ LIMITATIONS ]
- U.S.-only; unavailable outside the United States
- 4% category is capped at $300/month before dropping to 1%
- Crypto rewards are volatile and can lose value after being received
- High variable APR: 18.49%–34.49%
- Cash advances are expensive: $10 or 3%, plus 29.49% APR
- Cash-advance limit is only 10% of the credit limit and no more than $1,000/day
- No fixed public purchase/day spending limit; spending depends on available credit
- Credit approval required
- Gemini account required to receive crypto rewards
- Current introductory welcome bonus is paused
- Card is custodial; it is not a self-custody crypto card
GENERAL QUESTIONS.
Residents in all 50 U.S. states and Puerto Rico are eligible to apply; the card is not available outside the United States.
Once verified, Gemini issues a digital version of your credit card that you can add to Apple Pay, Google Pay, or Samsung Pay and use for online purchases.
You must log into your Gemini account, go to Card Settings, and select “activate your card and set cash advance PIN.” You cannot activate it over the phone.
You log into your Gemini account, go to the credit card dashboard, and click on Card Details to see your card number, expiration date, and other info. You’ll also find your available credit and APR details there.
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