ether.fi cash card Your DeFi-native credit card
CARD FEATURE OVERVIEW. 
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 3% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $250 |
| DAILY LIMIT | $30,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | 10K POINTS |
| CASHBACK | 3% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $250 |
| DAILY LIMIT | $50,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | 50K POINTS |
| CASHBACK | 3% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $250 |
| DAILY LIMIT | $100.000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $1,000,000 STAKING |
| CASHBACK | 4% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $250 |
| DAILY LIMIT | $100.000 |
THE REAL STORY ON THIS CARD.
- TRUE SELF CUSTODY
- SPEND DIRECTLY OR BORROW AGAINST CRYPTO
- UP TO 4% CASHBACK DEPENDING ON MEMBERSHIP TIER
- 3% BASE CASHBACK ON ALL PURCHASES
- EARN DEFI YIELD ON ELIGIBLE ASSETS
- 0% FX FEE ON EURO SPENDING
- SUPPORTS MULTIPLE BLOCKCHAINS AND TOKENS
- APPLE PAY, GOOGLE PAY, VIRTUAL AND PHYSICAL VISA CARDS
- USD BANKING FEATURES WITH BANK TRANSFERS
- 5% CASHBACK ON HOTELS & TRAVEL
- MEMBERSHIP TIERS WITH PREMIUM TRAVEL BENEFITS
- AIRPORT COMPANION LOUNGE ACCESS
- UP TO 65% OFF LUXURY HOTELS VIA ETHER.FI TRAVEL
- HIGHER TIERS UNLOCK GREATER SPENDING LIMITS
- HIGHER MEMBERSHIP TIERS REQUIRE POINTS
- VIP TIER IS INVITE ONLY
- 1% FX FEE
- ATM withdrawal free / 2% - ALL tiers
- FOREIGN CURRENCY PURCHASES MAY INCUR FX FEES
- VIP TIER REQUIRES $1M STAKED ASSETS
GENERAL QUESTIONS.
Cash is a truly crypto-native credit card. Buy a coffee at your local shop or book your next hotel stay. All with crypto, hassle-free. Earn cashback with every purchase on your ether.fi Cash credit card.
ether.fi Cash works just like you would expect from any other Visa credit card.
While some debit cards are limited in how and where you can use them (for example, car rentals or booking flights), ether.fi Cash can be used anywhere Visa is accepted.
Separate from ether.fi loyalty points, cashback is an exciting way for ether.fi members to earn on their everyday purchases with the Cash card!
With every purchase made using your Cash card, you'll earn cash back in wETH tokens*.
Cashback % and limits vary by membership tier, and ranges from 2% - 3%.
Cashback caps:
- $1K monthly for Core and Luxe
- $2.5k for Pinnacle.
In Borrow Mode, your borrowing limit depends on the value of the assets in your Vault:
Different assets may have different LTV values
The system ensures you maintain a healthy collateral ratio
If collateral values drop significantly, you may need to add more funds or repay some debt
Supported Tokens and their LTV (Loan-to-value)
The following tokens are available for deposits and collateral:
Core Assets:
wETH (Wrapped Ethereum) - 55% LTV
wHYPE (Wrapped Hype) - 45% LTV
USDC (USD Coin) - 90% LTV
UST (Tether USDt) - 90% LTV
SCR (Scroll) - 20% LTV
