EXA CARD Use crypto for everyday
CARD FEATURE OVERVIEW. 
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.5% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | $10,000 |
- Visa Signature benefits:
Airport lounges (pay-per-use), purchase protection ($5k/event, $10k/year), car rental insurance (up to 31 days), price protection (30 days), extended warranty, Visa Luxury Hotel Collection (900+ hotels), Visa Digital Concierge (24/7 phone + chat).
- Weekly limit is $10,000. To raise it, you must submit address and source-of-funds documentation for manual review.
THE REAL STORY ON THIS CARD.
- Self-custodial wallet
- Free card issuance and no monthly fees
- Apple Pay and Google Pay supported
- Available in 180+ countries
- Add a second co-owner for shared control
- Pax Assistance benefit included
- ACH, SEPA, and wire transfers for fiat on/off ramps
- Earn yield on idle crypto while borrowing
- Debt refinancing and partial payments
- Multi-network token swaps
- No cashback or rewards program
- 1.5% foreign transaction fee on non-USD purchases
- KYC required
- No physical card
- Not available in all US states (17 states excluded)
- Variable/undisclosed APR based on Exactly Protocol conditions
- No IBAN/SWIFT for fiat transfers
GENERAL QUESTIONS.
The Exa Card is issued in Puerto Rico, USA.
There is no fee associated with the issuance of the card or any kind of maintenance; it's completely free to get and maintain your Exa Card.
There are no gas fees for on-chain transactions, since we will be sponsoring the gas.
For debit card purchases made in USD, there are no fees associated.
For purchases made in other currencies, there is a 1.5% fee included in the currency rates.
All users who wish to use the Exa Card and access all the functionalities of the Exa App must undergo a KYC process to ensure we remain compliant with the regulations and successfully merge with the existing payment rails in the real world.
Exa Loans provides you with the ability to borrow USDC, ETH, or WBTC at a fixed interest rate, using the assets in your Exa account as collateral. This means you can get the liquidity you need while maintaining your crypto positions. Our loans are designed to be flexible and transparent, putting you in control of your finances.
