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COMPANY detail
EXA CARD
Use crypto for everyday
CARD FEATURE OVERVIEW.
CARD NAME
EXA CARD
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This card is part of the best crypto cards for the following groups:
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1.5%
APR / YIELD
YES
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$1,000
DAILY LIMIT
$10,000/WEEK
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EXA CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.5% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $1,000 |
| DAILY LIMIT | $10,000/WEEK |
Last Updated: Sep 15, 2026
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
- ATM limit: $250/withdrawal; max 4 withdrawals/day (theoretical daily maximum: $1,000)
Visa Signature benefits: Airport lounges (pay-per-use), purchase protection ($5k/event, $10k/account per 12 months), car rental insurance (up to 31 days), price protection (30 days), extended warranty, Visa Luxury Hotel Collection (900+ hotels), Visa Digital Concierge (24/7 phone + chat).
Weekly purchase limit is $10,000. Exceeding the limit triggers source-of-funds verification; increasing the limit requires address and source-of-funds documentation for review.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Self-custodial wallet
- Free card issuance and no monthly fees
- Apple Pay and Google Pay supported
- 20% off Airalo eSIMs with Exa Card
- Pax Assistance benefit included
- ACH, SEPA, and wire transfers for fiat on/off ramps
- Earn yield on idle crypto while borrowing
- Debt refinancing and partial payments
- Multi-network token swaps
- Visa Signature benefits: airport lounges (pay-per-use), purchase protection ($5k/event, $10k/year), car rental insurance (up to 31 days), price protection (30 days), extended warranty, Visa Luxury Hotel Collection (900+ hotels), Visa Digital Concierge (24/7 phone + chat)
CONS
[ LIMITATIONS ]
- No cashback or rewards program
- 1.5% foreign transaction fee on non-USD purchases
- No physical card
- Variable/undisclosed APR based on Exactly Protocol conditions
- No IBAN/SWIFT for fiat transfers
GENERAL QUESTIONS.
The Exa Card is issued in Puerto Rico, USA.
There is no fee associated with the issuance of the card or any kind of maintenance; it's completely free to get and maintain your Exa Card.
There are no gas fees for on-chain transactions, since we will be sponsoring the gas.
For debit card purchases made in USD, there are no fees associated.
For purchases made in other currencies, there is a 1.5% fee included in the currency rates.
All users who wish to use the Exa Card and access all the functionalities of the Exa App must undergo a KYC process to ensure we remain compliant with the regulations and successfully merge with the existing payment rails in the real world.
Exa Loans provides you with the ability to borrow USDC, ETH, or WBTC at a fixed interest rate, using the assets in your Exa account as collateral. This means you can get the liquidity you need while maintaining your crypto positions. Our loans are designed to be flexible and transparent, putting you in control of your finances.
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