WAVECARD Live on Bitcoin with peace of mind
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €2.99 |
| CASHBACK | 3% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €350 |
| DAILY LIMIT | €10,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €29.99 |
| CASHBACK | 3% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €350 |
| DAILY LIMIT | €10,000 |
THE REAL STORY ON THIS CARD.
- SELF-CUSTODIAL BTC SPENDING VIA NWC
- BITCOIN-ONLY CARD
- BTC HELD UNTIL THE MOMENT OF PAYMENT
- ONCHAIN AND LIGHTNING BTC FUNDING
- PERSONAL EUR VIBAN
- PSEUDONYMOUS CARDS
- SET ANY NAME ON THE CARD
- NO MONTHLY FEES
- VIRTUAL AND PHYSICAL CARDS
- UNLIMITED VIRTUAL CARDS
- UP TO €10,000 DAILY SPENDING
- €2.99 VIRTUAL CARD FEE
- €29.99 PHYSICAL CARD FEE
- 1% BITCOIN CONVERSION FEE
- ~0.5% LIQUIDITY PROVIDER SPREAD
- 3% + €2 ATM WITHDRAWAL FEE
- EEA AVAILABILITY ONLY
- Apple Pay integration through the Curve app
GENERAL QUESTIONS.
Virtual wavecard® costs €2.99 (charged in BTC). Physical wavecard® costs €29.99 (charged in BTC). Both are one-time fees. No monthly fees apply.
Yes, with the physical card only. ATM withdrawals cost €2 + 3.00% per transaction. Virtual cards do not support ATM withdrawals.
Users connect their Lightning wallet via Nostr Wallet Connect (NWC) protocol. When making a card payment, Bitcoin is automatically converted to EUR at point-of-sale with a 1% conversion fee. This allows spending directly from self-custodial Lightning wallets without moving funds to a custodial exchange first.
You can top up your wavecard multiple ways:
SEPA Bank Transfer — Send EUR from your bank to your personal vIBAN via SEPA Instant, which auto-converts to BTC
Lightning — Receive BTC via a Lightning address (free)
On-chain BTC — Send BTC on-chain directly to your wavecard address
NWC Auto-topup — Connect your Lightning wallet via NWC for automatic card top-ups when balance is low
