brighty CARD Lighting up crypto
CARD FEATURE OVERVIEW. 
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €2.99 |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | €15,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €2.99 |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | €25,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €2.99 |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | €50,000 |
Earning vaults up to 10.41% APY on USDC via DeFi (Aave, Sky); also ETH, XTZ, EURC, ADA, ARB
Cashback programme: variable merchant rates, paid in USDC, 5-day processing; PLUS separate Payment Cards Reward: daily balance-linked yield on stablecoin accounts (USDC, EURT, EURC, EURA), rate varies by subscription plan, can drop to 0% without notice
THE REAL STORY ON THIS CARD.
- Named IBANs (EUR, GBP, USD) with SEPA, SWIFT, FPS, FedWire
- Real bank transfers (not just crypto) — fiat on/off-ramp
- Up to 10.41% APY on USDC DeFi vaults
- Visa + Mastercard, both virtual and physical available
- Free incoming SEPA, FPS, FedWire, crypto deposits on all tiers
- 15+ blockchain networks supported for custody and spending
- Co-branded cards (TON, ISLM, NPC) + 6 card face designs
- Proof-of-Reserves + Fireblocks custody + KYT
- Business accounts available (B2B)
- Free tier (One): no physical card, €3 SEPA outgoing
- 2% FX fee on Visa cards (common but not free)
- ATM fees high: €3.50+3.5% non-EEA on One, €3+3% on Pro
- Physical card delivery €7.99-14.99 (not fully free)
- Virtual card issue €2.99 each
- Crypto withdrawal fees: BTC €20 (high), ETH/SOL €3
- SWIFT outgoing 0.9% (min €30)
- Cashback rates not published, variable per merchant
- EEA + micro-states only (~35 countries) — no US, Asia, LATAM
- Custodial wallet
- DeFi yield variable, principal at risk
- Subscription prices for Plus/Pro not public
GENERAL QUESTIONS.
Brighty is engineered for maximum efficiency, reliability and asset security.
As an app that is still evolving and undergoing permanent improvements, features are being added on a continuous basis.
At the moment, the Brighty App supports the following fiat currencies:
EUR USD GBP AED
At the moment, the Brighty App supports the following cryptocurrencies:
USDC (USD Coin)
EURC (EUR Coin)
ADA (Cardano)
XTZ (Tezos)
ISLM (Islamic Coin)
TON (Toncoin)
BTC (Bitcoin)
ETH (Etherium)
SOL (Solana)
TRUMP (Official Trump)
ARB (Arbitrum)
BNB (Binance Coin)
TRX (Tron)
MATIC (Polygon)
NPC (non- playable coin)
SHIB (Shiba Inu)
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