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COMPANY detail
brighty CARD
Lighting up crypto
CARD FEATURE OVERVIEW.
TIERS
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This card is part of the best crypto cards for the following groups:
W BONUS
NONE
REG FEE / REQ
€2.99
CASHBACK
YES
NEED KYC
YES
FX FEE
UP TO 2%
APR / YIELD
YES
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
€15,000
GET THE CARD
W BONUS
NONE
REG FEE / REQ
€2.99
CASHBACK
YES
NEED KYC
YES
FX FEE
UP TO 2%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
€15,000
GET THE CARD
W BONUS
NONE
REG FEE / REQ
€2.99
CASHBACK
YES
NEED KYC
YES
FX FEE
UP TO 2%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
€50,000
GET THE CARD
ONE
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €2.99 |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | €15,000 |
PLUS
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €2.99 |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | €15,000 |
PRO
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €2.99 |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | €50,000 |
Last Updated: Sep 16, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Earning Vaults: Up to 10.41% APY on USDC via DeFi; also supports ETH, XTZ, EURC and ADA.
Cashback: Variable by merchant/category/country; usually credited within 5 business days; redemption may include USDC or other reward forms.
Payment Cards Reward: Daily rewards on linked USDC, EURT, EURC and EURA balances; paid in USDC; rate varies by plan and may drop to 0% without notice.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Named IBANs and fiat transfers via SEPA, SWIFT and Faster Payments; EUR, GBP and USD accounts
- Fiat on/off-ramp plus crypto transfers
- DeFi vaults up to 10.41% APY on USDC; ETH, XTZ, EURC and ADA also supported
- Three plans: One, Plus and Pro.
- Visa virtual/physical cards; Mastercard virtual cards
- Free incoming SEPA/Faster Payments and listed crypto deposits on all tiers
- 13 unique named crypto networks/standards in the current fee schedule.
- TON and NPC co-branded cards; six card designs shown
- Fireblocks custody, continuous KYT and proof-of-reserves
- 350K registrations and 1.5B turnover transacted
- Apple Pay and Google Pay
- Business accounts and For Creators programme available
CONS
[ LIMITATIONS ]
- One tier: no physical card, €3 SEPA/Faster Payments outgoing, €30K daily/monthly fiat-out limit, no free FX allowance
- 2% foreign-transaction fee on Visa cards
- ATM fees: €3.50 + 3.5% non-EEA on Plus; €3 + 3% on Pro
- Physical-card delivery costs €7.99–14.99
- Virtual card issuance costs €2.99
- Crypto withdrawals can be expensive: BTC €20; major EVM/Solana networks €3
- SWIFT is expensive: 0.9% outgoing (min €30) and 0.7% incoming (min €12)
- Cashback is variable/merchant-dependent; fixed rates are not publicly disclosed
- Custodial model with Fireblocks custody
- DeFi yield is variable and carries protocol/asset risk
- Plus/Pro subscription pricing is not shown on the public fee schedule
GENERAL QUESTIONS.
Brighty is engineered for maximum efficiency, reliability and asset security.
As an app that is still evolving and undergoing permanent improvements, features are being added on a continuous basis.
At the moment, the Brighty App supports the following fiat currencies:
EUR USD GBP AED
At the moment, the Brighty App supports the following cryptocurrencies:
USDC (USD Coin)
EURC (EUR Coin)
ADA (Cardano)
XTZ (Tezos)
ISLM (Islamic Coin)
TON (Toncoin)
BTC (Bitcoin)
ETH (Etherium)
SOL (Solana)
TRUMP (Official Trump)
ARB (Arbitrum)
BNB (Binance Coin)
TRX (Tron)
MATIC (Polygon)
NPC (non- playable coin)
SHIB (Shiba Inu)
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