CRYPTO.COM

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CRYPTO.COM CARD
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CARD FEATURE OVERVIEW.

CRYPTO.COM - MIDNIGHT BLUECRYPTO.COM - RUBY STEELCRYPTO.COM - JADE GREENCRYPTO.COM - ICY WHITECRYPTO.COM - OBSIDIANCRYPTO.COM - PRIME
TIERS
This card is part of the best crypto cards for the following groups:
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 3%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumpolygonbitcoinrippleMore
REGION
UsaUkEuGlobal
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$200
DAILY LIMIT
$10,000
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
$39.90/YEAR
CASHBACK
UP TO $25
NEED KYC
YES
FX FEE
UP TO 3%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumpolygonbitcoinrippleMore
REGION
UsaUkEuGlobal
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$400
DAILY LIMIT
$25,000
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
$249.90/YEAR
CASHBACK
UP TO $75
NEED KYC
YES
FX FEE
UP TO 3%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumpolygonbitcoinrippleMore
REGION
UsaUkEuGlobal
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$800
DAILY LIMIT
$25,000
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
$50,000 CRO STK
CASHBACK
4%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumpolygonbitcoinrippleMore
REGION
UsaUkEuGlobal
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$1,000
DAILY LIMIT
$25,000
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
$500,000 CRO STK
CASHBACK
5%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumpolygonbitcoinrippleMore
REGION
UsaUkEuGlobal
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$1,000
DAILY LIMIT
$25,000
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
$1,000,000 CRO Staking
CASHBACK
8%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumpolygonbitcoinrippleMore
REGION
UsaUkEuGlobal
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
MIDNIGHT BLUE
W BONUS NONE
REG FEE / REQ FREE
CASHBACK 0%
NEED KYC YES
FX FEE UP TO 3%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumpolygonbitcoinrippleMore
REGION UsaUkEuGlobal
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $200
DAILY LIMIT $10,000
GET IT NOW
RUBY STEEL
W BONUS NONE
REG FEE / REQ $39.90/YEAR
CASHBACK UP TO $25
NEED KYC YES
FX FEE UP TO 3%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumpolygonbitcoinrippleMore
REGION UsaUkEuGlobal
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $400
DAILY LIMIT $25,000
GET IT NOW
JADE GREEN
W BONUS NONE
REG FEE / REQ $249.90/YEAR
CASHBACK UP TO $75
NEED KYC YES
FX FEE UP TO 3%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumpolygonbitcoinrippleMore
REGION UsaUkEuGlobal
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $800
DAILY LIMIT $25,000
GET IT NOW
ICY WHITE
W BONUS NONE
REG FEE / REQ $50,000 CRO STK
CASHBACK 4%
NEED KYC YES
FX FEE 0%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumpolygonbitcoinrippleMore
REGION UsaUkEuGlobal
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $1,000
DAILY LIMIT $25,000
GET IT NOW
OBSIDIAN
W BONUS NONE
REG FEE / REQ $500,000 CRO STK
CASHBACK 5%
NEED KYC YES
FX FEE 0%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumpolygonbitcoinrippleMore
REGION UsaUkEuGlobal
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $1,000
DAILY LIMIT $25,000
GET IT NOW
PRIME
W BONUS NONE
REG FEE / REQ $1,000,000 CRO Staking
CASHBACK 8%
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumpolygonbitcoinrippleMore
REGION UsaUkEuGlobal
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
Last Updated: Jul 11, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified

Monthly cashback caps are low. Plus: $1,250/month spend cap = max $25 CRO/month in rewards. Pro: $2,500/month = max $75 CRO/month. Only Private ($50K+ CRO stake) unlocks unlimited spending rewards.

Pro lounge access requires an ANNUAL subscription. Monthly Pro subscribers get no lounge access at all. Even annual subscribers are capped at 4 visits/year.

THE REAL STORY ON THIS CARD.

PROS
[ STRENGTHS ]
  • thumbs-up-fill Up to 5% CRO cashback at Obsidian tier
  • thumbs-up-fill Level Up subscription option for Plus/Pro tiers (no CRO stake needed)
  • thumbs-up-fill No FX fees for Plus+ tiers in UK/EU; Private+ tiers in US
  • thumbs-up-fill Free tier available (Midnight Blue) with no staking required
  • thumbs-up-fill Physical and virtual card options
  • thumbs-up-fill SEPA transfers available via Cash Account
  • thumbs-up-fill Airport lounge access for annual Pro subscribers and Private tiers
  • thumbs-up-fill Streaming rebates: Spotify + Truth+ (Plus), Spotify + Netflix + Truth+ (Pro+), Permanent (Private)
CONS
[ LIMITATIONS ]
  • thumbs-down-fill Midnight Blue (Basic) earns 0% cashback
  • thumbs-down-fill Plus/Pro in US still charge 3% FX fee (only Private+ is 0% in US)
  • thumbs-down-fill Plus/Pro have monthly cashback caps ($25/$75)
  • thumbs-down-fill Private tiers require $50K+ CRO stake
  • thumbs-down-fill Subscription rebates expire after 3-6 months for Plus/Pro
  • thumbs-down-fill $4.95/month inactivity fee after 12 months of no transactions
  • thumbs-down-fill Rewards paid in CRO (volatile cryptocurrency)

GENERAL QUESTIONS.

The Crypto.com Card is a prepaid card. They need to be topped up rather than being linked directly to your bank account like a debit card.

You can apply for a Crypto.com Prepaid Card after joining Level Up, our rewards programme designed to take your wealth to the next level. Your Level Up plan determines which Crypto.com Prepaid Mastercard Card tier you’re eligible to apply for.

You can top up your Crypto.com Prepaid Mastercard Card using your Crypto Wallet, your Cash Account, or other credit/debit cards. To do so, go to the Card tab from the bottom navigation, tap Top up, and select your preferred method.

ATM withdrawal fees, interbank exchange rates, top-up fees, and other charges may apply depending on your jurisdiction and card tier.

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GET THE CARD NOW

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CRYPTO.COM
FEATURE MIDNIGHT BLUE RUBY STEEL JADE GREEN ICY WHITE
W BONUS NONE NONE NONE NONE
REG FEE / REQ FREE $39.90/YEAR $249.90/YEAR $50,000 CRO STK
CASHBACK 0% UP TO $25 UP TO $75 4%
NEED KYC YES YES YES YES
FX FEE UP TO 3% UP TO 3% UP TO 3% 0%
APR / YIELD YES YES YES YES
CARD TYPE VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa visa visa visa
BLOCKCHAIN ethereumpolygonbitcoinrippleMore ethereumpolygonbitcoinrippleMore ethereumpolygonbitcoinrippleMore ethereumpolygonbitcoinrippleMore
REGION UsaUkEuGlobal UsaUkEuGlobal UsaUkEuGlobal UsaUkEuGlobal
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