CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $15 VIRTUAL / $50 PHYSICAL |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | NO |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $3000 |
| DAILY LIMIT | DYNAMIC |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $30 VIRTUAL / $75 PHYSICAL |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | NO |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $3000 |
| DAILY LIMIT | DYNAMIC |
- ATM: $250/day; maximum 3 withdrawals/day. Platinum: $1 + 0.65% per withdrawal; Signature: $0.
Two card tiers: Platinum and Signature: Signature benefits: Visa Signature perks including lounge access, airport pickup/drop-off, movie-ticket benefits, travel insurance and other regional Visa Signature benefits.
THE REAL STORY ON THIS CARD.
- Self-custodial collateral
- No fixed card transaction limits; individual card limits are adjustable
- 0% Avici FX markup and 0% purchase APR; Visa may charge 0.4–1% on non-USD cross-border transactions
- Virtual USD/EUR accounts with ACH/FedWire and SEPA Instant rails
- Third-party bank payouts from stablecoins for payroll, vendors and other beneficiaries
- Unlimited virtual cards with individual labels and spending limits
- Transparent fee schedule covering card, ATM, declined and delivery fees
- ZeroDev account-abstraction wallet secured by passkeys; no traditional EVM private key/seed phrase
- Collateral liquidation risk if collateral value falls below outstanding charges
- Platinum first virtual card: $15; subsequent cards $10. Physical: $50/$75
- Signature: $20/year after the first year
- EU/EEA generally not listed among current card-available regions; separate SEPA/account services may apply
- International terms exclude U.S. citizens; separate U.S. card programme applies, with 18 unsupported states
- No Avici-specific cashback programme disclosed
- Card settlements can take up to about a week; crypto may be liquidated after settlement
GENERAL QUESTIONS.
When you top up the card, the assets are stored in the loan contract for the card. The contract is on EVM but can accept deposits from Solana using auto-bridging done by us in the background. With Avici, only your wallet controls your funds. No one else. Visa can withdraw funds only if it can prove there was a spend. Please note that card wallet is separate from the smart wallet.
KYC can be declined for several reasons:
Mismatched data between documents and entered data
Regional restrictions
SumSub may not always recognize domestic IDs
Unsupported Regions
No there are no extra charges
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| FEATURE | PLATINUM | SIGNATURE |
|---|---|---|
| W BONUS | NONE | NONE |
| REG FEE / REQ | $15 VIRTUAL / $50 PHYSICAL | $30 VIRTUAL / $75 PHYSICAL |
| CASHBACK | 0% | 0% |
| NEED KYC | YES | YES |
| FX FEE | UP TO 1% | UP TO 1% |
| APR / YIELD | NO | NO |
| CARD TYPE | CREDIT CARD | CREDIT CARD |
| CARD NETWORK | ||
| BLOCKCHAIN | ||
| REGION |