PEANUT CARD
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | NO |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | DYNAMIC |
This is a secured credit card, your spend limit equals the dollar value of the crypto you pledge as collateral, and you borrow at 0% APR against it rather than preloading a debit balance.
Same-currency purchases incur no conversion fee, only cross-currency spend triggers the Visa network rate + up to 1% ISA, so spending in your own currency is effectively free.
THE REAL STORY ON THIS CARD.
- Truly non-custodial collateral
- 0% APR secured credit line
- No monthly, annual, late, or returned-payment fees; card creation is free
- ERC-4337 smart accounts with Passkey — no seed phrase to lose; recoverable via any compatible wallet
- Broad multi-chain top-up coverage, all free, gas covered by Peanut
- KYC via Persona with privacy
- Integrated with Peanut Protocol, P2P payments, QR codes, MercadoPago, PIX, SEPA/ACH/FPS/SPEI
- Liquidation can be automatic and near-instant (1 calendar day to cure on Intl), with gas costs taken from your collateral
- CLOSED BETA, ~50 people/week globally; 12 badges required to skip the waitlist (3 named +9 unnamed)
- Cashback and welcome bonus NOT DISCLOSED
- No IBAN/bank accounts, card relies entirely on the Peanut wallet/collateral ecosystem
GENERAL QUESTIONS.
A non-custodial card. Top up with stablecoins, then use the card for everyday spending wherever Visa is accepted.
A welcome reward. Complete verification + first $100 in card spend → $10 unlocked to your balance. Same deal whether you signed up yourself or got referred. If you referred someone, you also are eligible for $10 when they activate. Subject to eligibility and program terms.
Accepted wherever Visa is accepted — about 150 million merchants. Online, in-store, ATMs.
It's yours. Non-custodial — your stablecoins stay in your wallet until the moment you use the card. We don't hold custody. We don't lend it out.
No monthly fees. No annual fees. Standard fees and limits apply per the cardholder terms.
MORE CRYPTO CARDS.
WIREX DEBIT CARD 
TRADE REPUBLIC CARD
BLEAP CARD
