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MINIPAY CARD Pay Globally. Earn Instantly
CARD FEATURE OVERVIEW.
CARD NAME
MINIPAY CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
UP TO 5%
NEED KYC
YES
FX FEE
UP TO 1%
APR / YIELD
YES
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€0
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
MINIPAY CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 5% |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €0 |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Jul 12, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Non-custodial Celo wallet
- Up to 5% cashback on eligible purchases
- Up to 2% weekly rewards on idle balances
- No card issuance fees, no monthly fees, no deposit fees
- MiniPay charges no FX fees (Visa rates apply)
- Instant freeze/unfreeze card in-app
- Sub-cent transaction fees on Celo
- Zero-fee stablecoin top-ups (select markets/providers)
- Regulated issuer (Monavate: FCA & Bank of Lithuania)
CONS
[ LIMITATIONS ]
- No public spending/limit schedule
- No physical card (digital-only)
- No ATM support
- Earn rewards limited to select markets
- AVAILABLE IN SELECT COUNTRIES
- CASHBACK SETTLES AFTER 30 TO 60 DAYS
- STABLECOIN SPENDING ONLY
- REQUIRES A MINIPAY WALLET
GENERAL QUESTIONS.
MiniPay provides a Virtual Visa Card that you can use for spending online and offline in 150+ countries. You join a waitlist to access it via the MiniPay app.
To use MiniPay features, you must create and verify your MiniPay wallet — identity verification is required for certain services like virtual bank (ACH/SEPA) accounts, and a Google account is needed to activate and back up your wallet.
MiniPay is a self-custodial stablecoin wallet built on the Celo blockchain. Wallet keys are controlled by the user, and stablecoins like USDC, USDT, and cUSD are stored in your wallet.
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