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COMPANY detail
GLUON Card
Grow Savings with Stability
CARD FEATURE OVERVIEW.
TIERS
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W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1.5%
APR / YIELD
NO
CARD TYPE
CREDIT CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
DYNAMIC
GET THE CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1.5%
APR / YIELD
NO
CARD TYPE
CREDIT CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
DYNAMIC
GET THE CARD
INTERNATIONAL
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.5% |
| APR / YIELD | NO |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | DYNAMIC |
US
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.5% |
| APR / YIELD | NO |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | DYNAMIC |
Last Updated: Oct 2, 2026
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
- Gluon is NOT a debit card; it's a crypto-backed CREDIT card. You deposit collateral in your own wallet, and your spending limit is generally 1:1 with its USD value. If collateral falls below your outstanding charges, liquidation may occur.
International: 1.5% FX + $0.30 cross-border fee per transaction; late payment up to $40; returned payment up to $29.
US: $1 + 0.65% cash-advance fee (not an international transaction fee); late payment 2% of outstanding balance; no returned-payment fee.
Both: 0% purchase APR, $0 annual fee, $0 virtual card, 1.5% FX fee.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- 0% APR on purchases
- Non-custodial crypto collateral
- Free virtual card and no annual fee
- Apple Pay and Google Pay
- Visa acceptance worldwide, subject to restrictions
- Multi-chain collateral support
CONS
[ LIMITATIONS ]
- Requires crypto collateral
- Liquidation risk if collateral falls below outstanding charges
- International card has 1.5% FX + $0.30 cross-border fee
- No fixed cashback rate disclosed
- International ATM cash advances are not available
- Physical-card shipping fee is not disclosed
GENERAL QUESTIONS.
Virtual cards are free. Physical cards may have shipping fees (amount not disclosed). No monthly charges, no annual fee.
A Liquidation Event occurs. The smart contract liquidates enough collateral to repay your outstanding balance. You still owe any difference between the USD value of charges and the collateral value at time of liquidation.
No. Cash advances and balance transfers are not supported under the Card Terms.
MORE CRYPTO CARDS.
NEBEUS CARD 
UP TO 2% FX FEE
Orderable globally
Crypto-friendly IBAN
MULTI BLOCKCHAIN SUPPORT
EXA CARD
Self-custodial
Visa Signature
UP TO 1.5% FX FEE
ACH, SEPA, and wire transfers
BLEAP CARD
Zero FX markup
Free global ATM
Cashback: 1% base; up to 20%
No card, issuance, or monthly fees
COINBASE
0% FX FEE
CUSTODIAL
AMERICAN EXPRESS
UP TO 4% CASHBACK