PLASMA ONE CARD The One app for your money
Card Feature Overview.
| W BONUS | NONE |
|---|---|
| REGISTER FEE | FREE |
| CASHBACK | UP TO 2% |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REGISTER FEE | $120 / YEAR |
| CASHBACK | UP TO 3% |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REGISTER FEE | 100,000 XPL |
| CASHBACK | UP TO 4% |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
The Real Story on This Card.
PROS
Card issued by Rain (Visa Principal Member) pursuant to a license from Visa
Self-custody with hardware-backed keys and biometric sign-in
Up to 4% base cashback plus 5%–10% AI cashback in XPL
Supports USDT, USDC, USDS stablecoins
Bank withdrawal capability via regional off-ramps
Yield up to 6% via Plasma onchain ecosystem
Premium perks: ChatGPT Go (Core), Claude Pro + ChatGPT Plus (Platinum), flight cashback
Tiered virtual cards: 1 (Lite), up to 2 (Core), up to 3 (Platinum)
CONS
Comprehensive fee schedule not published
Yield involves third-party DeFi protocols
No traditional banking safeguards or insurance
Withdrawals may be delayed by DeFi protocol constraints
GENERAL Questions.
Is Plasma One a bank?
Where can I use my Plasma One card?
How do rewards work?
Your stablecoins on Plasma One will earn 10%+ yield through opportunities that exist within the Plasma onchain ecosystem.
Can I withdraw from Plasma One to my bank account?
How does Plasma One prioritize security?
You stay in control with instant card freeze, customisable spending limits, and real-time transaction alerts. Our systems monitor for fraud around the clock while preserving full self-custody of your digital dollars with bank-grade protection.
