COMPANY detail
tria CARD LIVE FREE, BANK FREE
CARD FEATURE OVERVIEW. 
W BONUS
NONE
REG FEE / REQ
$25/YEAR
CASHBACK
UP TO 1.5%
NEED KYC
YES
FX FEE
UP TO 3%
APR / YIELD
YES
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
$1,000,000
GET THE CARD
W BONUS
NONE
REG FEE / REQ
$109/YEAR
CASHBACK
UP TO 4.5%
NEED KYC
YES
FX FEE
UP TO 3%
APR / YIELD
YES
CARD TYPE
VIRTUAL, PHYSICAL AND CREDIT
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
$750
DAILY LIMIT
$1,000,000
GET THE CARD
W BONUS
NONE
REG FEE / REQ
$250/YEAR
CASHBACK
UP TO 6%
NEED KYC
YES
FX FEE
UP TO 3%
APR / YIELD
YES
CARD TYPE
VIRTUAL, PHYSICAL AND CREDIT
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
$750
DAILY LIMIT
$1,000,000
GET THE CARD
VIRTUAL
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $25/YEAR |
| CASHBACK | UP TO 1.5% |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | $1,000,000 |
SIGNATURE
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $109/YEAR |
| CASHBACK | UP TO 4.5% |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $750 |
| DAILY LIMIT | $1,000,000 |
PREMIUM
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $250/YEAR |
| CASHBACK | UP TO 6% |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $750 |
| DAILY LIMIT | $1,000,000 |
Last Updated: Aug 27, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
Homepage claims "zero liquidation" but Card Terms §3 explicitly defines Liquidation Events, collateral can be liquidated if value drops below charges or payment defaults within 1 day. Marketing is misleading.
- Monthly cashback caps: Virtual $100, Signature $1,000, Premium $2,000. Above cap, rate drops to 1.0%.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Self-custodial MPC
- 0% APR, no interest charged on spending
- Cashback up to 8% with max staking badge boost (6% base + 2% VIP Infinity on capped spend)
- Staking badge boosts available for additional cashback
- Dynamic spending limits based on collateral, up to $1M/day per homepage
- 200+ chains supported for trading/swaps
- 1000+ tokens supported for card loading
- US bank accounts for US citizens
- Perpetual futures trading with up to 50x leverage
- Up to 15% APY on wallet balances (Premium tier)
- Multi-tier physical cards (Plastic and Metal)
- Price protection ($2,000) and purchase protection ($10,000) on all tiers
- Tria Travel access on all tiers
- ATM withdrawal up to $750/day on Signature/Premium
CONS
[ LIMITATIONS ]
- Annual fees ($25–$250)
- 100% collateral required (must lock crypto equal to spending limit)
- Up to 3% FX fee + Up to 1% international transactions fee
- ATM fees on every interaction: Withdraw ($2+3%), Balance Inquiry ($2), Decline ($2)
- USDC Settlement/Deposit fee up to 1%
- Liquidation risk exists despite "zero liquidation" marketing
- No IBAN/SWIFT (no banking features)
- KYC required
- Cashback distribution delayed up to 12 months
- Cashback monthly spend caps are low, $100 for Virtual, $1,000 Signature, $2,000 Premium
- Card marketed to "non-US persons" in international terms (US terms separate)
- On/off ramp still "coming soon"
GENERAL QUESTIONS.
Tria is a full-stack infrastructure with proprietary trading technology and a Web3-native neo-bank that lets you seamlessly earn, spend, and move digital assets—without gas fees, seed phrases, or chain complexity.
Tria Earn offers on-chain yield strategies optimised for risk and performance. Stake in one click, earn transparently, and boost rewards. Staking is available only if you purchase one of the memberships (virtual, signature or premium).
Use Tria’s integrated on/off-ramp to convert between fiat and crypto instantly across 100+ countries—supporting UPI, SEPA, ACH, PIX, and more.
