COMPANY detail
PENGU CARD Pengu enters the consumer finance
CARD FEATURE OVERVIEW.
TIERS
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
1.5%
NEED KYC
YES
FX FEE
UP TO 1.75%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$750
DAILY LIMIT
UNLIMITED
GET THE CARD
W BONUS
NONE
REG FEE / REQ
$1,000/YEAR
CASHBACK
2%
NEED KYC
YES
FX FEE
UP TO 1.75%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$750
DAILY LIMIT
UNLIMITED
GET THE CARD
W BONUS
NONE
REG FEE / REQ
$10,000/YEAR
CASHBACK
3%
NEED KYC
YES
FX FEE
UP TO 1.75%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$750
DAILY LIMIT
UNLIMITED
GET THE CARD
STANDARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 1.5% |
| NEED KYC | YES |
| FX FEE | UP TO 1.75% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $750 |
| DAILY LIMIT | UNLIMITED |
PREMIUM
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $1,000/YEAR |
| CASHBACK | 2% |
| NEED KYC | YES |
| FX FEE | UP TO 1.75% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $750 |
| DAILY LIMIT | UNLIMITED |
LUX
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $10,000/YEAR |
| CASHBACK | 3% |
| NEED KYC | YES |
| FX FEE | UP TO 1.75% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $750 |
| DAILY LIMIT | UNLIMITED |
Last Updated: May 10, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Cashback:1.5%/up to $2K/mo • 2%/up to $10K/mo • 3%/up to $50K/mo
- SUPPORT MULTIPLE BLOCKCHAIN/Token
- Multiple Card Tiers
- Deposit cash, USDC/USDT, or crypto
- You can also earn yield on deposits
- Available in 170+ countries
- Premium tier benefits: Visa Infinite, KAST Points on paid tiers
CONS
[ LIMITATIONS ]
- Custodial (funds held by provider)
- FX fee applies: 0.5%-1.75% on non-USD transactions
- A verified KAST account is required
GENERAL QUESTIONS.
Pengu Card is a Pudgy Penguins Flagship crypto card powered by KAST, a global money app powered by stablecoins.
Deposit cash, USDC/USDT, or crypto and spend at 150M+ merchants and ATMs worldwide, anywhere Visa is accepted.
You can also earn yield on deposits and send money globally via KAST.
Yes. Pengu Card is available in 170+ countries where Visa is accepted.
Pengu Card is integrated with KAST’s rewards ecosystem:
Standard Pengu Card: 6% cashback
Premium Pengu Card: 8% cashback
Luxe Pengu Card: 12% cashback
Yes. A verified KAST account is required to receive and use Pengu Card.
Pengu Card will launch as a virtual card first, usable online and with digital wallets.
A physical card is coming later. Waitlist members will get early updates.
MORE CRYPTO CARDS.
TUYO CARD 
APY Earn
TUYO Rewards
UP TO 1% FX FEE
Multi-Currency IBAN
GATE CARD
CUSTODIAL
UP TO 1% FX FEE
NO IBAN SUPPORT
HIGH DAILY LIMIT
TRIA CARD
MULTIPLE TIERS
FX FEE: Up to 3%
UP TO 6% CASHBACK
HAS REGISTRATION FEE
RIPIO CARD
CUSTODIAL
UP TO 2% CASHBACK
MULTIPLE BLOCKCHAINS
AVAILABLE IN BRAZIL & ARGENTINA
