COMPANY detail
WESTERN UNION STABLECARD Experience the power of USDPT
CARD FEATURE OVERVIEW.
CARD NAME
WESTERN UNION STABLECARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
WESTERN UNION STABLECARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Aug 4, 2026
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
USDPT is Western Union's proprietary stablecoin, issued by Anchorage Digital Bank, a US federally regulated national trust bank, on the Solana blockchain.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Built on a trusted 175-year-old brand (Western Union)
- Fully regulated, USDPT issued by a US federally regulated trust bank (Anchorage Digital)
- No credit check, no minimum balance
- Cash pickup at physical Western Union locations worldwide, a unique bridge between stablecoins and cash
- Instant virtual card with Apple Pay/Google Pay
- Self-custody wallet for USDPT
CONS
[ LIMITATIONS ]
- Only supports USDPT
- Fee details not published
- Physical card not confirmed
- Limited to 37 markets at launch (exact list undisclosed)
- No IBAN/SWIFT
GENERAL QUESTIONS.
FREE, no issuance fee, no credit check, and no minimum balance required per the app store listings. However, specific ongoing fees (if any) are NOT DISCLOSED in publicly available documentation.
YES, per the app description, cash access is available at ATMs or at Western Union locations. However, ATM fees "may apply" and specific withdrawal limits are NOT DISCLOSED.
Visa only. Rain (the infrastructure partner) also holds Mastercard Principal Membership, but StableCard currently only uses the Visa network.
