Hyperbeat Card

Everyday cashback — up to 1%

Every Hyperbeat Liquid Banking user starts with 0.20% cashback, without needing to meet a minimum balance or spending requirement.

• Users can increase this rate through four independent boosters. Each booster adds another 0.20%.

Base: Automatic for all users - 0.20%

Holder: Hold $1,000 in USD, USD+ or USD+ supplied as Morpho collateral - +0.20%

Holdmaxxer: Hold $10,000 in qualifying assets - +0.20%

Spender: Spend $1,000 using the card over a rolling 30 days - +0.20%

Spendmaxxer: Spend $10,000 using the card over a rolling 30 days - +0.20%

Maximum: All four boosters active - 1.00%

• How it works:

Each qualifying booster adds 0.20% to the base rate.

Holding and spending boosters can be combined.

Spending requirements use a rolling 30-day period.

Users who meet all four requirements receive 1% cashback on their card purchases.

Trading-based cashback — up to 12%

Hyperbeat offers a separate reward mechanism for active traders.

• The user's trading volume over a rolling 30-day period determines the cashback rate and the maximum amount of card spending eligible for that rate.

$1,000,000: 3% - $3,300

$5,000,000: 5% - $10,000

$10,000,000: 8% - $12,500

$25,000,000: 10% - $25,000

$50,000,000+: 12% - $41,700