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kolo CARD
SINGLE APP FOR SPENDING
CARD FEATURE OVERVIEW.
CARD NAME
KOLO CARD
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
2%
NEED KYC
YES
FX FEE
UP TO 1%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
DYNAMIC
GET THE CARD
KOLO CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 2% |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | DYNAMIC |
Last Updated: Sep 17, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Stack the incentives: 2% BTC cashback + 0% markup on USDT/USDC/EURC means funding the card with stablecoins and spending them yields effectively fee-free plus 2% BTC accumulation.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- 2% cashback in Bitcoin
- Non-custodial (hybrid) wallet
- Both USD and EUR cards available - use both in one app
- MiCA compliant and Travel Rule aligned
- Available in 60+ countries, accepted at 170+ countries globally
- No monthly fees
- Supports 7+ blockchain networks
- Send crypto directly to SEPA bank accounts
- Fraud Shield and 2FA security
- Exchange-level rates with 0% markup on USDC/USDT/EURC
CONS
[ LIMITATIONS ]
- No IBAN/SWIFT support
- 1% FX fee on non-stablecoin transactions
- No APR/Yield on balances
- Physical card costs $10
- ATM limits not disclosed
GENERAL QUESTIONS.
Wallet with support for seven different blockchain networks with a built‑in exchange service.
During payments, your crypto can be converted into the local currency via Apple Pay and Google Pay right after you complete a 1-minute KYC Verification in Kolo.
You can top up a Kolo Card with any crypto, like BTC, ETH, LTC, USDT, or even PEPE. During payment, your crypto will be automatically converted to the local currency at a great rate — for no extra fee.
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3 active providers