company detail
kolo CARD SINGLE APP FOR SPENDING
CARD FEATURE OVERVIEW. 
CARD NAME
KOLO CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
2%
NEED KYC
YES
FX FEE
UP TO 1%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
KOLO CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 2% |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Jul 2, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- 2% cashback in Bitcoin on every purchase
- Non-custodial (hybrid) wallet
- Both USD and EUR cards available
- Referral program - earn 40% of friends' fees
- MiCA compliant and Travel Rule aligned
- No monthly fees
- Supports 7+ blockchain networks including BTC native
- Send crypto directly to SEPA bank accounts
- Fraud Shield and 2FA security
- Exchange-level rates with 0% markup on USDC/USDT/EURC
CONS
[ LIMITATIONS ]
- FIAT ACCOUNT FEATURES STILL EXPANDING
- CASHBACK SUBJECT TO ELIGIBILITY
- SOME FEATURES DEPEND ON JURISDICTION
- 1% FX fee on non-stablecoin transactions
- No APR/Yield on balances
- Physical card costs $10
GENERAL QUESTIONS.
Wallet with support for seven different blockchain networks with a built‑in exchange service.
During payments, your crypto can be converted into the local currency via Apple Pay and Google Pay right after you complete a 1-minute KYC Verification in Kolo.
You can top up a Kolo Card with any crypto, like BTC, ETH, LTC, USDT, or even PEPE. During payment, your crypto will be automatically converted to the local currency at a great rate — for no extra fee.
MORE CRYPTO CARDS.
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1% FX FEE
ATM 2% FEE
3% CASHBACK
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METAMASK CARD
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HIGH ATM LIMIT
1-3% mUSD cashback
No FX fees (Metal)
REDOTPAY CARD
High daily limit
$5 WELCOME BONUS
UP TO 2.2% FX FEE
RedotPay Pro: 3% cashback on mobile pay
BITGET WALLET CARD
NO IBAN
NON CUSTODIAL
UP TO 2.2% FX FEE
MULTIPLE BLOCKCHAINS
