Loading reviews...
COMPANY detail
VPAY Card
Banking, rebuilt for crypto
CARD FEATURE OVERVIEW.
TIERS
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
$149.99
CASHBACK
1.5%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
NO
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
W BONUS
NONE
REG FEE / REQ
$199.99
CASHBACK
1.5%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
NO
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
PLASTIC
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $149.99 |
| CASHBACK | 1.5% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | NO |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
METAL
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $199.99 |
| CASHBACK | 1.5% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | NO |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Sep 14, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Country eligibility is a black box. Website says "Global" with zero specifics.
Zero published fee schedule. No PDF, no pricing page, no limits table, you open an account and order a card without knowing spending limits, ATM fees, replacement costs, or inactivity penalties.
Swift Transfers: Traditional bank transfer capability (confirmed on Twitter, not on website).
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- PHYSICAL VISA CARD FOR ONLINE AND IN-STORE SPENDING
- OFFSHORE BANK ACCOUNT WITH BANK DETAILS
- SWIFT TRANSFERS SUPPORTED
- 1.5% CASHBACK ON CARD SPENDING
- 0% vPAY FX FEES
- 0% DEPOSIT FEES ON 1,000+ COINS
- MULTI-CHAIN CRYPTO AND FIAT MANAGEMENT
- INSTANT CRYPTO-TO-FIAT CONVERSION AT CHECKOUT
- BUILT-IN MULTI-CHAIN SWAPS
- GLOBAL PAYMENTS AND TRANSFERS
- UP TO 6% APY ON ELIGIBLE BALANCES
- VIRTUAL AND PHYSICAL CARD OPTIONS
CONS
[ LIMITATIONS ]
- $149.99–$199.99 UPFRONT ACCOUNT FEE PLUS SHIPPING
- $80 ANNUAL FEE
- 4% TOP-UP FEE
- 2% WITHDRAWAL FEE WITH $50 MINIMUM
- $3.13 MINIMUM TOP-UP
- APPLE PAY NOT SUPPORTED
- GOOGLE PAY NOT SUPPORTED
- ALIPAY NOT SUPPORTED
- CARD AND ACCOUNT AVAILABILITY MAY VARY BY JURISDICTION
- SPENDING AND ATM LIMITS NOT PUBLICLY DISCLOSED
- CRYPTO WALLET CUSTODY MODEL NOT CLEARLY DISCLOSED
- PHYSICAL CARD REQUIRES A PAID ACCOUNT
GENERAL QUESTIONS.
vPay is an omni‑banking platform that combines global accounts, debit cards, payments, and financial services into a single system for both crypto and fiat transfers. It lets users move money instantly and handle payments in one place without juggling multiple apps or tools.
Yes, vPay officially shows virtual and physical cards on its website, which users can use for spending worldwide with seamless crypto‑to‑fiat conversion at checkout.
The platform also provides global accounts for international money movement, built‑in crypto swaps to trade assets inside the app, and the ability to send or accept payments with simple links.
Yes, vPay combines crypto and fiat in one platform, allowing you to hold, swap, and spend across both asset types. The system supports crypto wallets and integrates with accounts for international payments.