KRIPI CARD Spend Crypto Anywhere
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $5 |
| CASHBACK | 0% |
| NEED KYC | NO |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $0 |
| DAILY LIMIT | $25,000 |
4% funding, $1 processing, 0% auth, 0% FX, $0 monthly. $5 per card issuance (negotiable for volume/monthly), $10 minimum balance to create card (loaded as starting balance, not a fee).
THE REAL STORY ON THIS CARD.
- Non-custodial
- Transparent, flat published fees: 0% auth, 0% FX, $0 monthly, $5 issuance
- Apple Pay, Google Pay, and Samsung Pay with device tokenization
- PCI-DSS Level 1 processing. enterprise-grade card security
- 3DS 2.0 + 2FA on all accounts
- 150+ crypto deposit options
- Instant card issuance across multiple debit and credit BINs
- Generous limits: $25k single, $150k monthly, unlimited card creation
- 190+ countries for spending
- API available for programmatic card issuance
- Gift cards and eSIM add utility beyond card spending
- Free BIN lookup tool and fee calculator on website
- 4% funding fee is higher than many competitors
- Virtual cards only, no physical card option; no ATM access
- No IBAN/SWIFT/fiat banking
- No cashback, rewards, or yield
- No published country whitelist or blacklist
- Unclear how non-USDT coins are converted
GENERAL QUESTIONS.
$5 issuance fee per card (negotiable for volume), 4% funding fee on deposits, $1 processing fee per top-up. $0 monthly fee, 0% auth fee, 0% FX fee. Minimum $10 starting balance (loaded, not a fee).
Visa and Mastercard — across multiple debit and credit BINs. The exact BIN is auto-assigned at issuance and is compatible with Apple Pay, Google Pay, and Samsung Pay.
Kripicard is non-custodial — you keep your private keys. You only send USDT on-chain when topping up. Fiat balances are held by regulated issuing banks, not on Kripicard's balance sheet. However, banking partners can freeze funds at their discretion (documented precedent: Feb 2026), and Kripicard disclaims liability. No deposit insurance.
150+ coins accepted. USDT is the primary asset with confirmed on-chain deposit paths on Solana, TRC-20, and ERC-20. Also listed: Bitcoin, Ethereum, Solana, TON, Litecoin, Tron, Dogecoin, Monero, BNB. All deposits are converted to USD fiat balance via a regulated partner.
Spending works in 190+ countries anywhere Visa/Mastercard is accepted. Account signup eligibility depends on your country's relationship with Kripicard's banking partners — begin the signup flow to check. Core markets: LATAM (Brazil), Europe, emerging markets. Sanctioned jurisdictions not supported.
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