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MoonPay Deposits removes one of the biggest friction points in crypto: sending the right token on the right network. MoonPay Deposits is the universal funding layer built for crypto neobanks. Whether a user wants to fund their account with fiat, crypto from an external wallet, or a direct transfer from a centralized exchange, MoonPay Deposits handles every path through a single integration. Users never think about swaps, bridges, or networks. They deposit, their balance updates, and they’re ready to go.
The product accepts fiat via Apple Pay, Google Pay, debit and credit cards, PayPal, Venmo, Revolut, Interac, and bank transfer. For crypto, users connect any supported external wallet and send any token from any chain, MoonPay automatically handles the routing, bridging, and conversion behind the scenes, delivering the exact asset the app needs. For centralized exchange users, connect your CEX account, Plaid style, and send crypto without having to worry about copying and pasting a 42 alphanumeric wallet address. The best part is it doesn’t matter what crypto you hold, MoonPay automatically handles the routing, bridging, and conversion behind the scenes, delivering the exact asset the app needs. MoonPay Ramps is also built in, so partners get fiat on-ramp capability without a separate integration.
Telegram is building toward becoming the Venmo of the world, and MoonPay Deposits is the infrastructure powering that ambition. The product now gives 100M+ users the ability to fund their wallet with crypto from any external chain, BTC, ETH, SOL, stablecoins, with MoonPay converting everything to TON-supported assets automatically. Whop, the next-generation internet commerce platform, integrates MoonPay Deposits alongside MoonPay Ramps, giving its community a way to move earnings into crypto for the first time.Â
Integration is fast. Partners choose between a widget integration, a few lines of code to go live in one day, or a headless API for full control over the deposit experience. Both options deliver the same underlying infrastructure: 99.98% success rate, sub-15-second transaction times, 2.5x conversion uplift over standard deposit flows, and coverage across 180+ countries. MoonPay handles compliance end to end.
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