MoonPay Deposits removes one of the biggest friction points in crypto: sending the right token on the right network. MoonPay Deposits is the universal funding layer built for crypto neobanks. Whether a user wants to fund their account with fiat, crypto from an external wallet, or a direct transfer from a centralized exchange, MoonPay Deposits handles every path through a single integration. Users never think about swaps, bridges, or networks. They deposit, their balance updates, and they’re ready to go.

The product accepts fiat via Apple Pay, Google Pay, debit and credit cards, PayPal, Venmo, Revolut, Interac, and bank transfer. For crypto, users connect any supported external wallet and send any token from any chain, MoonPay automatically handles the routing, bridging, and conversion behind the scenes, delivering the exact asset the app needs. For centralized exchange users, connect your CEX account, Plaid style, and send crypto without having to worry about copying and pasting a 42 alphanumeric wallet address. The best part is it doesn’t matter what crypto you hold, MoonPay automatically handles the routing, bridging, and conversion behind the scenes, delivering the exact asset the app needs. MoonPay Ramps is also built in, so partners get fiat on-ramp capability without a separate integration.

Telegram is building toward becoming the Venmo of the world, and MoonPay Deposits is the infrastructure powering that ambition. The product now gives 100M+ users the ability to fund their wallet with crypto from any external chain, BTC, ETH, SOL, stablecoins, with MoonPay converting everything to TON-supported assets automatically. Whop, the next-generation internet commerce platform, integrates MoonPay Deposits alongside MoonPay Ramps, giving its community a way to move earnings into crypto for the first time.

Integration is fast. Partners choose between a widget integration, a few lines of code to go live in one day, or a headless API for full control over the deposit experience. Both options deliver the same underlying infrastructure: 99.98% success rate, sub-15-second transaction times, 2.5x conversion uplift over standard deposit flows, and coverage across 180+ countries. MoonPay handles compliance end to end.

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Key Infrastructure.

Fiat Funding Accept deposits via Apple Pay, Google Pay, debit and credit cards, PayPal, Venmo, Revolut, Interac, and bank transfer. MoonPay Ramps is natively integrated, no separate on-ramp integration needed.

Crypto Deposits Users connect any supported external wallet and send any token from any chain. MoonPay auto-routes, bridges, and converts so the app receives the exact asset it needs. Supports 13+ tokens across 10 blockchains, including BTC, ETH, SOL, and stablecoins.

CEX Deposits from Coinbase Natively integrated Coinbase deposit path. Users transfer from their Coinbase account directly into the partner app without manually copying wallet addresses or selecting networks.

Chain Abstraction Users never think about networks, bridges, or token compatibility. They send what they have; the widget delivers what the app needs.

Widget Integration A few lines of code to go live in one day. Embeddable widget that abstracts fiat and crypto deposit complexity into a single flow. Brand-customisable to match the partner’s UI.

API Integration Headless API for partners who want full control over the deposit experience. Same underlying infrastructure, routing, and compliance, with complete UI flexibility.

Additional Features.

99.98% Success Rate

High-reliability deposit infrastructure with minimal failed transactions.

<15s Transaction Time

Deposits complete in under fifteen seconds from initiation to confirmation.

2.5x Conversion Uplift

Reduces failed attempts and drop-off, improving conversion from first touch to completed deposit.

180+ Countries

Global coverage for both fiat and crypto deposit methods.

Wallet Flexibility

Users connect and send from any supported wallet, embedded or external.

MoonPay Infrastructure

Operated on MoonPay’s regulated global infrastructure, processing billions annually across 500+ partners.

Partner Cards.

Disclaimer: For educational purposes only. TODEY is not a financial advisor. No-KYC rules vary by country — users must assess project risks and always do their own research.

EXODUS CARD

MORSE CARD

AVVIO CARD

Seamlessly Works With.

PAYMENTS & STABLECOINS

MOONPAY

The crypto payments and stablecoin infrastructure layer powering ramps, commerce, and issuance for neobank.

RAMP AGGREGATOR

ONRAMPER

Aggregated fiat-to-crypto widget routing 30+ providers across 190 countries through a single integration.

AI AGENT PAYMENTS

MOONPAY AGENTS

Non-custodial financial infrastructure giving AI agents wallets, virtual accounts, and 30+ autonomous tx skills

STABLECOIN BANKING

IRON

Banking and payment APIs for stablecoin builders: virtual accounts, ramps, global payouts, and issuance.

AI WALLET INFRA

OPEN WALLET STANDARD

The open-source specification unifying how AI agents create, sign, and manage wallets across every chain.

GENERAL Questions.

Why is MoonPay Deposits critical for neobanks?

The biggest barrier to neobank adoption is funding. Over 600M users in centralized exchange are siloed: users hold value in different places, fiat in their bank, crypto in an external wallet, tokens on a centralised exchange. MoonPay Deposits unifies every funding path into a single integration: fiat via cards and Apple Pay/Google Pay/PayPal/Venmo, crypto via WalletConnect from any chain, and direct CEX transfers from Coinbase. The user deposits from wherever they hold value, the balance updates, and there’s no crypto jargon in the way.

What integration options are available?

Two paths: a widget integration that takes a few lines of code and can go live in one day, or a headless API for full control over the deposit UX. Both deliver the same underlying infrastructure, 99.98% success rate, sub-15-second transactions, and global compliance coverage.

How does cross-chain routing work?

When a user initiates a deposit, MoonPay identifies the source token and chain, selects the optimal bridge and conversion path, and delivers the target asset to the application, all within a single widget interaction.

Having trouble finding the right infrastructure?

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MoonPAY Deposits
Chainless. Painless. Deposits.