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COMPANY detail

MoonPAY
Your passport to crypto

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MOONPAY
Company Overview.
Year Founded 2019
Status Private
Specialties Fiat-to-Crypto Ramps
Company Size 201–500 Employees
Industry Financial Services
Location New York, USA
Description.

MoonPay is the infrastructure layer that connects traditional payment rails with blockchains. For neobank builders, it replaces the complexity of stitching together separate providers for fiat conversion, stablecoin operations, crypto checkout, and compliance — delivering all of it through a single integration backed by global licensing across the US, EU, UK, Canada, and Australia.

The platform processes billions annually and serves 30+ million customers across 180+ countries through 500+ enterprise partners. Rather than building and maintaining separate integrations for each capability, neobanks get a unified stack: on-ramps and off-ramps for fiat-to-crypto conversion, headless ramp APIs for fully custom flows, stablecoin issuance infrastructure, virtual accounts powered by Iron that auto-convert fiat deposits to stablecoins, and crypto commerce checkout built on Helio.

MoonPay manages the entire compliance stack end to end — KYC, AML, fraud prevention, and regulatory requirements — so partners ship products instead of building compliance infrastructure. With 30M+ existing accounts, users who have already verified through any MoonPay-powered partner get a one-click experience with no repeat KYC.

Trusted By MetaMask · OpenSea · Bitcoin.com · Phantom · Shopify · Ledger · Jupiter · Solana Foundation

Key Infrastructure.
On-Ramps and Off-Ramps Users buy crypto using debit and credit cards, bank transfers, Apple Pay, Google Pay, and local payment methods, then sell back to fiat. MoonPay handles payments, KYC and fraud prevention. Partners launch funding and cash-out flows in minutes.
Headless Ramps API Fully custom fiat-to-crypto and crypto-to-fiat flows with no pre-built UI. Partners control the entire user experience while MoonPay handles payments, compliance, and settlement behind the scenes.
Stablecoin Issuance Infrastructure to design, launch, and scale branded stablecoins designed to be GENIUS compliant without managing the underlying complexity. Combines MoonPay's licensed payments and distribution network with programmable white-labeled stablecoin infrastructure.
Virtual Accounts Dedicated fiat accounts that auto-convert to stablecoins. Users receive named bank account details in USD, EUR, or GBP, and incoming deposits via ACH, SEPA, or wire automatically convert into stablecoins like USDC, delivered directly to their wallet on Ethereum, Solana, or Arbitrum. Non-custodial.
MoonPay Commerce Crypto payment acceptance for merchants, creators, and developers. Launch crypto checkouts, payment links, subscriptions, and deposit flows in minutes. 6,000+ businesses including Shopify, Ledger, Jupiter, Fortune Media, and Solana Foundation.
Compliance Infrastructure MoonPay manages the full compliance lifecycle — KYC, AML, fraud prevention, and licensing — across every product. Broad regulatory footprint including a New York BitLicense, money transmitter licenses across the US, and MiCA authorisation in the EU.
Additional Features.
99.98% Success Rate
High-reliability payment infrastructure with minimal failed transactions.
500+ Enterprise Partners
Trusted infrastructure powering wallets, marketplaces, DeFi platforms, and Web3 apps.
180+ Countries
Global coverage for fiat conversion, stablecoin operations, and crypto payments.
30M+ Verified Accounts
Existing MoonPay users get a frictionless experience across all partner integrations with no repeat KYC.
Widget and API Integration
Deploy pre-built widgets in a day or build fully custom with headless APIs.
Multi-Currency Virtual Accounts
Named accounts in USD, EUR, and GBP that settle to stablecoins automatically.

Partner Cards.

Disclaimer: For educational purposes only. TODEY is not a financial advisor. No-KYC rules vary by country — users must assess project risks and always do their own research.

Seamlessly Works With.

GENERAL Questions.

Why should a neobank use MoonPay instead of building in-house?
MoonPay replaces what would otherwise be four or five separate integrations — a ramp provider, a stablecoin issuer, a virtual accounts provider, a commerce checkout, and a compliance layer. Each product runs on the same regulated infrastructure, shares the same 30M+ account base, and ships through a single integration.
What is the difference between on-ramps and virtual accounts?
On-ramps are transactional: a user initiates a purchase, pays with a card or bank transfer, and receives crypto. Virtual accounts are persistent: a user gets a named account in USD, EUR, or GBP, and any deposit into that account auto-converts to stablecoins and delivers to their wallet. Virtual accounts support salary pay-ins, recurring deposits, and third-party payments.
What stablecoin capabilities does MoonPay offer?
Two distinct products. Stablecoin Issuance lets businesses design and launch their own branded stablecoins across multiple blockchains. Virtual Accounts, powered by Iron, provide dedicated fiat accounts that settle to existing stablecoins like USDC.
How quickly can I integrate?
Pre-built widgets can go live in a day. Headless APIs give full control over the user experience with the same underlying infrastructure.

Verified Team

This company has been verified by TODEY team. They have direct access to its data and actively monitor it to keep information accurate and up to date.

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