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SafePal CARD

Onboard with peace of mind
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CARD FEATURE OVERVIEW.

CARD NAME
SAFEPAL CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1%
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
mastercard
BLOCKCHAIN
arbitrum
REGION
GLOBAL
WALLET TYPE
HYBRID
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$0
DAILY LIMIT
€5,000
GET THE CARD
SAFEPAL CARD
W BONUS NONE
REG FEE / REQ FREE
CASHBACK 0%
NEED KYC YES
FX FEE UP TO 1%
APR / YIELD NO
CARD TYPE VIRTUAL CARD
CARD NETWORK mastercard
BLOCKCHAIN arbitrum
REGION GLOBAL
WALLET TYPE HYBRID
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $0
DAILY LIMIT €5,000
GET IT NOW
Last Updated: Sep 19, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified

Successful referrals earn 1,500 points. Account tiers can also be unlocked through SFP staking, with a 90-day lock period. A crypto swap spread applies to conversions, while Arbitrum network gas fees apply to on-chain transactions and vary with network conditions

THE REAL STORY ON THIS CARD.

PROS
[ STRENGTHS ]
  • thumbs-up-fill NO ACCOUNT OPENING/MANAGEMENT FEE
  • thumbs-up-fill 40+ BLOCKCHAIN CRYPTO TOP-UP
  • thumbs-up-fill SWISS IBAN ACCOUNT
  • thumbs-up-fill USDC-BASED CRYPTO FUNDING
  • thumbs-up-fill APPLE PAY + GOOGLE PAY + SAMSUNG PAY
  • thumbs-up-fill PAYPAL SUPPORT
  • thumbs-up-fill FREE BANK TRANSFERS — SAFEPAL/FIAT24 SIDE
  • thumbs-up-fill CUSTOMIZABLE SPENDING LIMITS
  • thumbs-up-fill ARBITRUM-BASED BANKING INFRASTRUCTURE
CONS
[ LIMITATIONS ]
  • thumbs-down-fill 10 USDC ACTIVATION DEPOSIT REQUIRED
  • thumbs-down-fill 1% FX FEE ON NON-USD MASTERCARD TRANSACTIONS
  • thumbs-down-fill ATM FEES/LIMITS NOT PUBLICLY DISCLOSED
  • thumbs-down-fill CARD IS VIRTUAL ONLY
  • thumbs-down-fill BANKING BALANCE IS NOT SELF-CUSTODIAL
  • thumbs-down-fill CRYPTO SWAP SPREAD APPLIES
  • thumbs-down-fill GAS FEES APPLY TO ON-CHAIN TRANSACTIONS
  • thumbs-down-fill SUPPORTED REGIONS ARE LIMITED
  • thumbs-down-fill NO GENERAL CARD CASHBACK RATE DISCLOSED

GENERAL QUESTIONS.

If you are a citizen in any of the supported regions and reside in supported areas, you will be able to open an account.

There are no account creation or management fees. The banking gateway and Mastercard also offer the most competitive rates, with fiat transfer and deposit fees being as low as 0.6%. For more information

https://safepalsupport.zendesk.com/hc/en-us/articles/22647224575643-Fee-Rates-for-the-SafePal-Banking-Gateway-and-Mastercard

For Mastercards, the limit for contactless payments is 1,600 EUR per day and 5,000 EUR per day for other payment methods. The monthly consumption limit is the same as the transaction limit.

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MORE CRYPTO CARDS.

SAFEPAL CARD
CARD NAME
SAFEPAL CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1%
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
mastercard
BLOCKCHAIN
arbitrum
REGION
GLOBAL
WALLET TYPE
HYBRID
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$0
DAILY LIMIT
€5,000
GET THE CARD
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