Iron is MoonPay’s stablecoin infrastructure brand — delivering virtual accounts, ramps, payouts, checkout, compliance, and reconciliation in one API, backed by MoonPay’s global licensing and infrastructure. For neobank builders who want to embed stablecoin operations at the core of their product, Iron replaces the complexity of assembling separate banking, conversion, and payout providers with a single developer-first integration.

The platform provides named virtual accounts in USD, EUR, and GBP that settle incoming fiat automatically into stablecoins. Users deposit via ACH, SEPA, or Faster Payments, and funds convert to USDC, PYUSD, EURC, or other supported stablecoins and deliver directly to wallets on Ethereum, Solana, Arbitrum, and other supported chains. Iron also provides stablecoin-to-fiat off-ramping, global payouts from stablecoins into 30+ fiat currencies, crypto checkout with fiat settlement, and stablecoin issuance infrastructure.

Iron is built as an API to be integrated into the operations of PSPs, fintechs, wallets, and treasuries. Teams can also use Iron via a dashboard without a deeper integration. Integration paths include clean, well-documented REST APIs with full sandbox mode, a developer dashboard for tracking payments and onchain transactions, pre-built UI widgets, and access via the MoonPay CLI.

Iron operates on MoonPay’s regulated infrastructure: 40+ global licences, 25M+ end user accounts, SOC2, ISO, and PCI compliant. MoonPay handles KYC, AML, and user onboarding across 180+ countries.

Trusted By Operates on MoonPay infrastructure · 25M+ end user accounts · 40+ global licences · $490M+ VC capital raised

Key Infrastructure.

Virtual Accounts Named accounts in USD, EUR, or GBP that settle incoming fiat into stablecoins automatically. Support ACH, SEPA, and Faster Payments. Users get their own named account that supports salary pay-ins and third-party payments. Non-custodial.

On-Ramps and Off-Ramps Convert fiat to stablecoins and stablecoins to fiat programmatically via API. Supports USDC, PYUSD, EURC, and crypto assets like SOL and ETH with additional assets on request.

Global Payouts Send stablecoins into third-party bank accounts as fiat transfers across 30+ currencies. Use case: pay suppliers, employees, or partners globally from a stablecoin treasury.

Checkout Accept stablecoins at point of sale. Settle in fiat or stablecoins. Integrate crypto checkouts, deposits, and subscriptions in minutes.

Stablecoin Issuance Infrastructure to design, launch, and scale GENIUS-compliant branded stablecoins without managing the underlying. Combines MoonPay’s licensed payments and distribution network with programmable and white-labeled stablecoin infrastructure.

KYC and Compliance Hosted KYC or bring your own. MoonPay handles the end-to-end KYC journey in a customisable, embeddable widget. 30M+ returning users skip repeat onboarding.

Additional Features.

API-First Architecture

Clean, well-documented REST APIs with full sandbox mode. Build and test before going live.

Developer Dashboard

Track payments, customers, and onchain transactions from a single interface.

Pre-Built UI Widgets

Go from zero to live in a day with plug-and-play widgets for virtual accounts, ramps, and KYC.

CLI Access

Manage virtual accounts, on-ramps, KYC, and wallets from the terminal via the MoonPay CLI.

Multi-Stablecoin Support

USDC, PYUSD, EURC, and additional assets available on request.

SOC2, ISO, PCI Compliant

Enterprise-grade security, transparency, and trust at every layer.

Partner Cards.

Disclaimer: For educational purposes only. TODEY is not a financial advisor. No-KYC rules vary by country — users must assess project risks and always do their own research.

EXODUS CARD

MOTO CARD

AVICI CARD

Seamlessly Works With.

PAYMENTS & STABLECOINS

MOONPAY

The crypto payments and stablecoin infrastructure layer powering ramps, commerce, and issuance for neobank.

RAMP AGGREGATOR

ONRAMPER

Aggregated fiat-to-crypto widget routing 30+ providers across 190 countries through a single integration.

AI AGENT PAYMENTS

MOONPAY AGENTS

Non-custodial financial infrastructure giving AI agents wallets, virtual accounts, and 30+ autonomous tx skills

AI WALLET INFRA

OPEN WALLET STANDARD

The open-source specification unifying how AI agents create, sign, and manage wallets across every chain.

UNIVERSAL FUNDING LAYER

MOONPAY DEPOSITS

The universal funding layer accepting fiat, crypto from any chain, and CEX transfers through one widget.

GENERAL Questions.

What is Iron and how does it relate to MoonPay?

Iron is a MoonPay company, acquired in Q1 2025. It is MoonPay’s stablecoin infrastructure brand — a developer-first API platform that provides virtual accounts, ramps, payouts, checkout, and stablecoin issuance. Iron operates on MoonPay’s regulated infrastructure with 40+ global licences.

What are neobanks building on Iron?

Wallets use Iron to enable virtual accounts so users go from fiat to stablecoins without friction. Exchanges use Iron as an on-ramp and off-ramp provider with stablecoin settlement. Treasuries accept stablecoins for incoming transactions and use them for outgoing payments.

How are Iron virtual accounts different from MoonPay on-ramps?

Virtual accounts are persistent, named bank accounts. A user receives dedicated account details in their name (USD, EUR, or GBP) and any deposit automatically converts to stablecoins. They support salary pay-ins, recurring deposits, and third-party payments. On-ramps are transactional: a one-time purchase of crypto via card or bank transfer.

How quickly can I integrate?

Pre-built UI widgets go live in a day. The REST API with full sandbox mode supports custom integrations. MoonPay handles KYC, compliance, and fiat orchestration regardless of integration path.

Having trouble finding the right infrastructure?

Having trouble finding the right infrastructure?

IRON
Banking & Payment APIs for Stablecoin Builders