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COMPANY detail
WINITY Card
The Winity Life Experience
CARD FEATURE OVERVIEW.
TIERS
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
YES
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NOT DISCLOSED
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
W BONUS
NONE
REG FEE / REQ
$1000/YEAR
CASHBACK
YES
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NOT DISCLOSED
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
EXECUTIVE
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NOT DISCLOSED |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
EXECUTIVE PREMIUM
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $1000/YEAR |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NOT DISCLOSED |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Oct 3, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Winity Points
Exclusive: 1 point per $10 eligible card spend
Executive Premium: 1 point per $8 eligible card spend Winity
This is not conventional cashback. It is a points-based loyalty system.
There are also qualifying deposit bonuses:
$500+ → 2 points
$1,000+ → 5 points
$1,500+ → 9 points
$2,000+ → 15 points
- Exclusive Physical Card: $20/year. First 6 months waived for new physical-card activations.
5% conversion fee on non-stable assets makes spending with volatile crypto expensive. Using USDT or USDC avoids this conversion fee.
Apple Pay is COMING SOON. Google Pay is currently supported.
$25 minimum balance requirement. The virtual card may be deactivated if the required funding is not completed within 14 days.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Free virtual card
- 0% USDT/USDC deposit fee
- Google Pay supported
- Visa accepted at 150M+ merchants
- 187+ country coverage
- ATM access
- Winity Points on eligible spending
- OTP-free 3D Secure
- 1 GB Umi data after $5,000 eligible spend
CONS
[ LIMITATIONS ]
- Physical card available after $25 spend
- Apple Pay not yet available
- 5% conversion fee on non-stable assets
- Card spend fee not publicly fixed
- $25 minimum balance required
- Virtual card can be deactivated after 14 days without required funding
- No crypto withdrawal from the card balance
- Rewards redemption experience still being developed
- Executive metal card is not yet launched
GENERAL QUESTIONS.
For Android (Google Play Store):
Open the Google Play Store on your Android device.
In the search bar, type “Winity”.
Select the official Winity Life app from the results.
Tap Install.
Once installed, tap Open to launch the app.
For iOS (Apple App Store):
Open the App Store on your iPhone or iPad.
In the search bar, type “Winity”.
Select the official Winity Life app from the results.
Tap Get and confirm with your Apple ID, Face ID, or Touch ID.
Once installed, tap Open to launch the app.
Registration
Enter your phone number in the app.
Enter the OTP received on the given phone number to access the app.
Identity Verification
Verify your email ID with the OTP sent to your inbox.
Provide personal details — name, date of birth, and address.
Upload your identification document (National Identity Card, Driving License, or Passport).
Take a selfie (Face Capture) as prompted by the application.
Submit the documents for verification.
Wait for the documents to get approved
Once approved, your application will proceed for card issuance.
Winity offer two types of cards, Exclusive and Executive, and both are available in virtual and physical formats. The Exclusive card comes with a free virtual card, while the Executive card includes both a free virtual card and a premium metal physical card.
Winity Life supports a wide range of digital currencies:
Stablecoins: USDT, USDC
Non-stable assets: WCO, ETH, BSC, POL, Tron and SOL.
Supported networks: Ethereum, W Chain, Polygon, Tron, Solana, Binance Smart Chain.
Winity Card transactions are protected by advanced encryption and security protocols to keep your payments safe. Each transaction is processed through Visa’s global network, ensuring the highest standards of security and fraud protection.