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COMPANY detail
VENMO CARD
Do more with your money
CARD FEATURE OVERVIEW.
CARD NAME
VENMO DEBIT CARD
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
UP TO 5%
NEED KYC
YES
FX FEE
UP TO 2.5%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$1,000
DAILY LIMIT
$3,000
GET THE CARD
VENMO DEBIT CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 5% |
| NEED KYC | YES |
| FX FEE | UP TO 2.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $1,000 |
| DAILY LIMIT | $3,000 |
Last Updated: Oct 15, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
CASHBACK
1% base cashback at participating Stash bundle merchants.
2% after $250 qualifying monthly spend.
5% after $1,500 qualifying monthly spend.
$100 monthly cashback cap.
CRYPTO
No direct crypto spending; sell crypto to obtain USD before using the Debit Card.
PYUSD: zero buy/sell transaction fees on Venmo.
External crypto transfers may incur network fees.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- UP TO 5% CASHBACK AT SELECTED STASH BRANDS
- $0 CARD ACQUISITION FEE
- $0 MONTHLY FEE
- MASTERCARD ACCEPTANCE
- APPLE PAY & GOOGLE PAY
- NO CREDIT CHECK OR APR FOR THE DEBIT CARD
CONS
[ LIMITATIONS ]
- US-FOCUSED ELIGIBILITY
- CASHBACK LIMITED TO PARTICIPATING STASH BRANDS
- $100 MONTHLY CASHBACK CAP
- 2.5% INTERNATIONAL TRANSACTION FEE FROM NOVEMBER 4, 2026
- $2.50 OUT-OF-NETWORK ATM FEE
- IDENTITY VERIFICATION REQUIRED
GENERAL QUESTIONS.
The Venmo Debit Card is a Mastercard® debit card linked to your Venmo account that lets you spend your Venmo balance everywhere Mastercard is accepted, in stores and online. You can also add it to mobile wallets like Apple Pay and Google Pay.
You can request a card directly from the Venmo app:
Open the app → go to the Cards tab
Select Venmo Debit Card
If eligible, you’ll be able to apply — once approved, the card typically arrives in about 10 business days.
No application fee and no monthly or annual fee to keep the card. However, other usage fees may apply (like ATM withdrawal fees or out-of-network ATM fees).
Yes — the card works anywhere Mastercard is accepted around the world. Venmo doesn’t charge purchase fees for international use, but the currency conversion rate is set by Mastercard.
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