THORWALLET CARD DIGITAL SWISS ACCOUNT
Card Feature Overview.
| W BONUS | NONE |
|---|---|
| REGISTER FEE | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 1.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $12,500 |
| DAILY LIMIT | $62,500 |
| W BONUS | NONE |
|---|---|
| REGISTER FEE | $6.25/MONTH |
| CASHBACK | UP TO 2% |
| NEED KYC | YES |
| FX FEE | 0.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $12,500 |
| DAILY LIMIT | $62,500 |
| W BONUS | NONE |
|---|---|
| REGISTER FEE | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
The Real Story on This Card.
PROS
Free Basic tier with virtual Mastercard
Free Swiss Banking tier with Swiss IBAN + SEPA
Premium tier offers physical card + up to 2% cashback
0% crypto top-up fees on Basic & Premium
Self-custodial
Multicurrency support on Swiss Banking (CHF, EUR, USD, RMB)
Transparent fees and limits fully documented
Up to $10M monthly limit (Swiss Banking)
20,000+ tokens supported for top-ups
CONS
Basic FX fee at 1.5% is above average
Swiss Banking has no cashback and no ATM withdrawals
Cashback capped at $5–$15/month (Premium)
Physical card only available on Premium ($75/yr)
$TITN required to maximize cashback caps and reduce swap fees
GENERAL Questions
Where is my fiat stored?
The crypto is always in your own custody.
Do I get my own IBAN?
What are the top-up and FX fees?
Standard Card: 1% Crypto Top-up & FX Fee
Gold Card: 0.5% Crypto Top-up & FX Fee
Platinum Card: 0.25% Crypto Top-up & FX Fee
With which crypto can I top up the bank account or debit card?
In which countries is the THORWallet Mastercard available?
Australia (AUS), Austria (AUT), Belgium (BEL), Brazil (BRA), Bulgaria (BGR), Canada (CAN), China (CHN), Croatia (HRV), Cyprus (CYP), Czech Republic (CZE), Denmark (DNK), Estonia (EST), Faroe Islands (FRO), Finland (FIN), France (FRA), Germany (DEU), Greece (GRC), Hong Kong (HKG), Hungary (HUN), Iceland (ISL), Ireland (IRL), Italy (ITA), Japan (JPN), Korea (the Republic of) (KOR), Latvia (LVA), Liechtenstein (LIE), Lithuania (LTU), Luxembourg (LUX), Netherlands (NLD), New Zealand (NZL), Norway (NOR), Poland (POL), Portugal (PRT), Reunion (REU), Romania (ROU), Singapore (SGP), Slovakia (SVK), Slovenia (SVN), Spain (ESP), Svalbard and Jan Mayen (SJM), Sweden (SWE), Switzerland (CHE), Taiwan (TWN), United Kingdom (GBR), Åland Islands (ALA).
Countries with bank account only on Standard Tier: (monthly transaction limit of $1,000)
Users of the following countries get access to the bank account only and no debit card in the free tier. For users of the countries below, the card can only be unlocked with an upgarde to a higher tier card (Gold and Platinum).
Andorra (AND), Argentina (ARG), Armenia (ARM), Costa Rica (CRI), Dominica (DMA), Dominican Republic (DOM), Malaysia (MYS), Mexico (MEX), North Macedonia (MKD), Turkey (TUR), Uruguay (URY). Bangladesh (BGD), Chile (CHL), Colombia (COL), Georgia (GEO), India (IND), Indonesia (IDN), Peru (PER), San Marino (SMR), Thailand (THA).
