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COCA CARD

Every Purchase Pay You Back
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CARD FEATURE OVERVIEW.

COCA CARD - STARTERCOCA CARD - STANDARDCOCA CARD - STANDARD+COCA CARD - PREMIUMCOCA CARD - PREMIUM+COCA CARD - ELITE
TIERS
This card is part of the best crypto cards for the following groups:
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
1%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumbaseavalanchepolygonMore
REGION
UKEUGLOBAL
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$200
DAILY LIMIT
$30,000
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
300 $COCA
CASHBACK
3%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumbaseavalanchepolygonMore
REGION
UKEUGLOBAL
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$200
DAILY LIMIT
$30,000
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
1,000 $COCA
CASHBACK
4%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumbaseavalanchepolygonMore
REGION
UKEUGLOBAL
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$200
DAILY LIMIT
$30,000
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
3,000 $COCA
CASHBACK
5%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumbaseavalanchepolygonMore
REGION
UKEUGLOBAL
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$200
DAILY LIMIT
$30,000
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
10,000 $COCA
CASHBACK
6%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumbaseavalanchepolygonMore
REGION
UKEUGLOBAL
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$200
DAILY LIMIT
$30,000
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
30,000 $COCA
CASHBACK
8%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumbaseavalanchepolygonMore
REGION
UKEUGLOBAL
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$200
DAILY LIMIT
$30,000
GET THE CARD
GET IT NOW
STARTER
W BONUS NONE
REG FEE / REQ FREE
CASHBACK 1%
NEED KYC YES
FX FEE 0%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumbaseavalanchepolygonMore
REGION UKEUGLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $200
DAILY LIMIT $30,000
GET IT NOW
STANDARD
W BONUS NONE
REG FEE / REQ 300 $COCA
CASHBACK 3%
NEED KYC YES
FX FEE 0%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumbaseavalanchepolygonMore
REGION UKEUGLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $200
DAILY LIMIT $30,000
GET IT NOW
STANDARD+
W BONUS NONE
REG FEE / REQ 1,000 $COCA
CASHBACK 4%
NEED KYC YES
FX FEE 0%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumbaseavalanchepolygonMore
REGION UKEUGLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $200
DAILY LIMIT $30,000
GET IT NOW
PREMIUM
W BONUS NONE
REG FEE / REQ 3,000 $COCA
CASHBACK 5%
NEED KYC YES
FX FEE 0%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumbaseavalanchepolygonMore
REGION UKEUGLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $200
DAILY LIMIT $30,000
GET IT NOW
PREMIUM+
W BONUS NONE
REG FEE / REQ 10,000 $COCA
CASHBACK 6%
NEED KYC YES
FX FEE 0%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumbaseavalanchepolygonMore
REGION UKEUGLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $200
DAILY LIMIT $30,000
GET IT NOW
ELITE
W BONUS NONE
REG FEE / REQ 30,000 $COCA
CASHBACK 8%
NEED KYC YES
FX FEE 0%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumbaseavalanchepolygonMore
REGION UKEUGLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $200
DAILY LIMIT $30,000
GET IT NOW
Last Updated: Sep 6, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified

Cashback is NOT instant. All rewards are distributed once per month. The app may display estimated earnings before that, but actual payout only happens on payout day.

$COCA staking is a one-way cost. Staked tokens earn zero yield, they solely unlock tier benefits. There is a mandatory 30-day cooldown.

Subscription rebates follow a first-come-first-served rule. Only the first subscription paid per category per month gets the 50% rebate. Pay Spotify before Netflix in the Streaming category, and Spotify gets the rebate, Netflix earns standard cashback. Per-transaction cap: $70.

ATM free limit dropped from $250 to $200/month. After $200 in withdrawals, every ATM transaction costs 2% with no cap. Daily ATM cap is 850 EUR / 5 withdrawals.

THE REAL STORY ON THIS CARD.

PROS
[ STRENGTHS ]
  • thumbs-up-fill True non-custodial MPC wallet via Privy
  • thumbs-up-fill High cashback (up to 8%) with transparent monthly allowances and stablecoin payouts
  • thumbs-up-fill 50% rebate on popular subscriptions (Netflix, Spotify, ChatGPT, Amazon Prime, Disney+, Midjourney)
  • thumbs-up-fill 5% APY on USD balance with real-time accrual, no lock-ups
  • thumbs-up-fill Free virtual card for all tiers; free plastic for Premium+
  • thumbs-up-fill Apple Pay and Google Pay integration
  • thumbs-up-fill EUR IBAN for SEPA transfers (salary, payments)
  • thumbs-up-fill Free ATM withdrawals up to $200/month
  • thumbs-up-fill 0% FX on direct pairs
  • thumbs-up-fill Available across ~70 countries including EEA, Asia, LATAM, Africa, Middle East
CONS
[ LIMITATIONS ]
  • thumbs-down-fill Higher cashback tiers require significant $COCA token holdings (up to $47K for Elite), tokens are locked
  • thumbs-down-fill Monthly spending cap per tier (excess spending drops to 1%)
  • thumbs-down-fill EUR balances earn zero APY (USD only)
  • thumbs-down-fill Plastic card costs $5 for Starter, Standard, Standard+
  • thumbs-down-fill 30-day cooldown to unstake $COCA and cancel tier
  • thumbs-down-fill Cashback excludes PayPal, Revolut, Wise, Venmo, and 40+ MCC codes
  • thumbs-down-fill Card not available in US or Canada
  • thumbs-down-fill KYC required for card activation

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COCA CARD
FEATURE STARTER STANDARD STANDARD+ PREMIUM
W BONUS NONE NONE NONE NONE
REG FEE / REQ FREE 300 $COCA 1,000 $COCA 3,000 $COCA
CASHBACK 1% 3% 4% 5%
NEED KYC YES YES YES YES
FX FEE 0% 0% 0% 0%
APR / YIELD YES YES YES YES
CARD TYPE VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa visa visa visa
BLOCKCHAIN ethereumbaseavalanchepolygonMore ethereumbaseavalanchepolygonMore ethereumbaseavalanchepolygonMore ethereumbaseavalanchepolygonMore
REGION UKEUGLOBAL UKEUGLOBAL UKEUGLOBAL UKEUGLOBAL
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