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COMPANY detail
COCA CARD
Every Purchase Pay You Back
CARD FEATURE OVERVIEW.
TIERS
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This card is part of the best crypto cards for the following groups:
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
1%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€5,000
DAILY LIMIT
€30,000
GET THE CARD
W BONUS
NONE
REG FEE / REQ
300 $COCA
CASHBACK
3%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€5,000
DAILY LIMIT
€30,000
GET THE CARD
W BONUS
NONE
REG FEE / REQ
1,000 $COCA
CASHBACK
4%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€5,000
DAILY LIMIT
€30,000
GET THE CARD
W BONUS
NONE
REG FEE / REQ
3,000 $COCA
CASHBACK
5%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€5,000
DAILY LIMIT
€30,000
GET THE CARD
W BONUS
NONE
REG FEE / REQ
10,000 $COCA
CASHBACK
6%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€5,000
DAILY LIMIT
€30,000
GET THE CARD
W BONUS
NONE
REG FEE / REQ
30,000 $COCA
CASHBACK
8%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€5,000
DAILY LIMIT
€30,000
GET THE CARD
STARTER
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €5,000 |
| DAILY LIMIT | €30,000 |
STANDARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | 300 $COCA |
| CASHBACK | 3% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €5,000 |
| DAILY LIMIT | €30,000 |
STANDARD+
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | 1,000 $COCA |
| CASHBACK | 4% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €5,000 |
| DAILY LIMIT | €30,000 |
PREMIUM
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | 3,000 $COCA |
| CASHBACK | 5% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €5,000 |
| DAILY LIMIT | €30,000 |
PREMIUM+
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | 10,000 $COCA |
| CASHBACK | 6% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €5,000 |
| DAILY LIMIT | €30,000 |
ELITE
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | 30,000 $COCA |
| CASHBACK | 8% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €5,000 |
| DAILY LIMIT | €30,000 |
Last Updated: Oct 20, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
Cashback is instant. Rewards are credited to your Rewards balance right after each purchase, then go through a 14-day pending period, after which you can claim them to your USD or EUR account.
$COCA staking is not a cost: tokens are returned after unstaking. Staked tokens earn zero yield, they solely unlock tier benefits. There is a mandatory 30-day cooldown.
Subscription rebates follow a first-come-first-served rule. Only the first subscription paid per category per month gets the 50% rebate. Pay Spotify before Netflix in the Streaming category, and Spotify gets the rebate, Netflix earns standard cashback. Rebate cap: $70 per subscription.
Free ATM limit is $250/month. After $250 in withdrawals, every ATM transaction costs 2% with no cap. Daily ATM cap is 850 EUR / 5 withdrawals.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- True non-custodial MPC wallet via Privy
- Cashback up to 8% with no spending cap, paid in stablecoins to your USD or EUR account
- 50% rebate on subscriptions (Netflix, Spotify, ChatGPT and more) from Standard tier up
- 5% APY on USD balance, accrues in real time, no lock-ups
- Free virtual card on all tiers; free plastic from Premium up
- Apple Pay and Google Pay
- EUR IBAN for SEPA transfers (EEA and UK residents)
- Free ATM withdrawals up to $250/month
- 0% FX on direct pairs
- Payments via Curve earn cashback (1%, or the full tier rate on Premium+ and Elite)
- Available in ~70 countries across Europe, Asia, LATAM, Africa and the Middle East
CONS
[ LIMITATIONS ]
- Higher tiers require staking $COCA (300 for Standard up to 30,000 for Elite), locked while the tier is active
- EUR balances earn no APY (USD only)
- Plastic card costs $5 for Starter, Standard, Standard+
- 30-day cooldown to unstake $COCA and cancel tier
- Cashback excludes PayPal, Revolut, Wise, Venmo, and 40+ MCC codes
- Card not available in US or Canada