SPENDA CARD Spend crypto like cash. Bank transfer, bills & cards
Card Feature Overview.
| W BONUS | NONE |
|---|---|
| REGISTER FEE | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | MARKET RATES |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | UP TO ₦10,000,000 |

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The Real Story on This Card.
PROS
Zero monthly maintenance fees
High daily limits (up to ₦10M)
Supports local Nigerian payments via Verve network.
Real-time crypto-to-fiat conversion
Instant bank withdrawal
CONS
Custodial wallet structure
Limited crypto asset support (primarily Bitcoin/USDT).
Restricted exclusively to Nigerian residents (requires BVN/NIN).
Denied payment fees apply if card balance is insufficient.
NO Cashback
FX Fee is not clear.