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COMPANY detail
SPENDA CARD
Spend crypto like cash. Bank transfer, bills & cards
CARD FEATURE OVERVIEW.
CARD NAME
SPENDA CARD
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W BONUS
NONE
REG FEE / REQ
FREE / ₦500
CASHBACK
0%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$0
DAILY LIMIT
$10,000
GET THE CARD
SPENDA CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE / ₦500 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | $10,000 |
Last Updated: Sep 30, 2026
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
Naira Verve card only works within Nigeria. No international online payments on the Naira card. you need the USD card for that.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Free USD virtual card
- $10,000 daily spending limit
- Supports multiple crypto deposit networks
- Instant crypto-to-cash conversion
- Apple Pay & Google Pay support
- Bank transfers to Nigerian bank accounts
- No minimum or maximum crypto deposit disclosed
CONS
[ LIMITATIONS ]
- No cashback disclosed
- Funding fee applies to USD card funding
- FX rate/funding cost is not a fixed published percentage
- Crypto is automatically converted to fiat after deposit
- Unsupported networks/assets can result in permanent loss of funds
- Card is virtual only
- Nigeria-focused
GENERAL QUESTIONS.
Spenda is a super app that allows Africans to spend cryptocurrency effortlessly in their daily lives.
Spenda supports Visa and Mastercard for USD transactions, and Verve for local Naira transactions.
You can pay bills, make bank transfers, and perform card transactions using your crypto as a means of deposit.
No, you can only deposit supported digital assets which are automatically converted to Naira at the best market rate.
No, Spenda is built to let you spend crypto like cash — not the other way around.
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