RUVO CARD You live between worlds. Now your money can too.
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Fee Transparency:
USD card spend: Free (0% fee, 0% IOF)
Non-USD card spend: 1% fee + exchange rate
USDT↔USD/BRL conversion: 0.5% Personal / 0.3% Business
Crypto-to-crypto USDT transfers: Free
Account opening/maintenance: Free
THE REAL STORY ON THIS CARD.
- Non-custodial wallet
- 0% IOF on all card purchases (USD-denominated card)
- Free USD card spend
- Free account opening and maintenance
- US checking account details for receiving USD payments
- Apple Pay and Google Pay supported
- Card balance can be withdrawn back to wallet at any time
- Free crypto-to-crypto USDT transfers on Polygon
- Real-time transaction visibility and card freeze in app
- Personal and Business accounts supported
- Available only to Brazil and US citizens primarily
- Physical card only on request
- USDT only on Polygon — no multi-chain or multi-asset support yet
- Wire transfers accepted from USA only
- 1% fee on non-USD card spend
- Yield feature not yet live
- No cashback or rewards program
GENERAL QUESTIONS.
Ruvo lets Brazilians receive, hold, spend, and send USD using stablecoins, with instant conversion to BRL via Pix. Get paid in dollars, avoid hidden fees, and move money globally — all in one app.
Ruvo supports both personal and business accounts for Brazilian and U.S. users. If you're a freelancer, contractor, creator, or business receiving international payments, Ruvo is built for you.
Yes. Ruvo works with licensed banking and payment partners for compliance and security, and your wallet is non-custodial — meaning you stay in control of your funds and private keys at all times.
Yes. Stablecoins are regulated in Brazil, and Ruvo operates compliantly through licensed banking and payment partners. Ruvo provides a non-custodial wallet and secure financial infrastructure.
