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COMPANY detail
Paypal Debit Card
A Debit Card With Cash Back
CARD FEATURE OVERVIEW.
CARD NAME
PAYPAL DEBIT CARD
ADD TO WATCHLIST
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W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
UP TO 5%
NEED KYC
YES
FX FEE
UP TO 2.5%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$400
DAILY LIMIT
$3,000
GET THE CARD
PAYPAL DEBIT CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 5% |
| NEED KYC | YES |
| FX FEE | UP TO 2.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $400 |
| DAILY LIMIT | $3,000 |
Last Updated: Sep 20, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
5% back as PayPal Rewards Points on up to $1,000 in selected-category spend per month.
- MoneyPass ATMs in the U.S.: $0. Non-MoneyPass ATMs: $2.50. International ATM: $2.50 + 2.5% international transaction fee. Daily ATM limit: $400.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- 5% back on up to $1,000/month in selected-category spend
- No monthly card fee and no credit check
- Free instant digital card + free physical card
- Fee-free withdrawals at MoneyPass ATMs in the U.S.
- Direct Deposit with up to 2-day early access
- Apple Pay, Google Pay and Samsung Pay
- Pass-through FDIC insurance on eligible PayPal Balance funds through Program Banks
- Purchase Protection on eligible purchases
CONS
[ LIMITATIONS ]
- Not a crypto card
- 2.5% international transaction fee
- $2.50 fee at non-MoneyPass ATMs
- Cash reloads at participating stores cost up to $3.95
- No traditional bank account/IBAN
- Requires a PayPal Balance account
GENERAL QUESTIONS.
No. PayPal does not support cryptocurrency transactions with this card.
The card is free - no issuance fee and no monthly maintenance fee.
Up to 5% cash back on rotating categories (fuel, groceries, apparel, restaurants). Capped at $1,000/month spend.
USA: $3,000/day spending, $400/day ATM, $5,000/day over-the-counter.
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