MEOW CARD A better way to run your business
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 2.5% |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
THE REAL STORY ON THIS CARD.
- $0 annual fee, $0 wire/ACH fees
- 2.5% cashback on AI spend
- Native USDC/USDT send/receive at zero fees
- Up to $200M FDIC insurance
- AI agent banking via MCP server integration
- Supports 195+ countries
- Custom spend controls per card and per user
- Business-only / no consumer accounts
- No direct crypto card spending
- $100K minimum for treasury/CPA yield access
- Up to 3% fx fee on non-USD
GENERAL QUESTIONS.
$0 per card plus shipping cost for physical cards. No annual fees, no credit check fees. Virtual cards are free and unlimited.
Not disclosed in public-facing documentation. As a corporate commercial card, ATM cash withdrawals are not a promoted feature and may not be supported. The Card Agreement lists "cash withdrawals" and "cash advances" among non-qualifying purchases for rewards.
Visa. The Meow Card is issued by Cross River Bank and can be used anywhere Visa cards are accepted. The separate Airwallex Commercial Card (for currency-specific use) is issued by Community Federal Savings Bank.
ACH (Domestic US): YES — $0 fee. Standard and same-day ACH available.
Domestic Wire (US): YES — $0 fee.
International SWIFT Wire: YES — $0 fee. Send and receive SWIFT wires internationally.
SEPA: NOT SUPPORTED — Meow uses US partner banks, no European banking license.
IBAN: NO — US-based routing number + account number only. No European IBAN.
International Payouts: 50+ currencies via Airwallex (local payment rails where available).
Checks: Send physical checks and deposit checks digitally — $0 fee.
USDC/USDT: Send/receive on Ethereum, Solana, Base — $0 fee.
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