CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 2% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | 12.000.000 ARS |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | NOT DISCLOSED |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | 1,000,000 ARS |
Foreign purchases funded with ARS cost roughly 4% effective: 0.5% commission + a 3.5% USDt markup. The 30% tax no longer applies, but the ARS-to-stablecoin conversion cost can be significant. For foreign spending, USDt is processed 1:1 vs USD with no conversion commission.
- Foreign-currency purchases earn no cashback, regardless of the funding source. The up-to-2% BTC cashback applies to eligible purchases in Argentina.
THE REAL STORY ON THIS CARD.
- Up to 2% Bitcoin cashback on eligible Lemon Card purchases
- Free Lemon Card with no issuance or maintenance fee
- Virtual and physical Visa card
- Bitcoin-backed Visa credit card available as a separate product
- Credit limit up to 1,000,000 ARS on the Lemon Credit Card
- International Visa acceptance
- Crypto-funded spending
- Foreign-currency spending supported
- Argentina-focused availability and eligibility
- Lemon Card is prepaid, not a traditional debit or credit card
- Lemon Credit Card requires Bitcoin collateral
- Lemon Credit Card charges 7,500 ARS/month after the first 3 months unless the monthly crypto-purchase requirement is met
- Foreign-currency purchases on Lemon Card do not earn cashback
- Crypto-funded foreign purchases carry a 0.3% conversion fee
- ARS-funded foreign purchases carry a 0.5% fee plus a 3.5% USDt markup
- Card-specific blockchain/network list is not fully disclosed
- Cashback on Lemon Card is capped at 30,000 ARS per month
GENERAL QUESTIONS.
The VISA Lemon Card is an international prepaid card that allows you to pay with crypto or Argentine pesos anywhere in the world where VISA is accepted. You can request it from the app, and it has no shipping or maintenance cost.
It is neither credit nor debit: it is a prepaid VISA card and only works if you have funds in ARS or crypto. Purchases are made in a single installment.
At any physical or online merchant worldwide that accepts VISA.
You receive up to 2% in BTC per purchase.
USER RATINGS AND REVIEWS.
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| FEATURE | LEMON CARD | CREDIT CARD |
|---|---|---|
| W BONUS | NONE | NONE |
| REG FEE / REQ | FREE | FREE |
| CASHBACK | UP TO 2% | NOT DISCLOSED |
| NEED KYC | YES | YES |
| FX FEE | NOT DISCLOSED | NOT DISCLOSED |
| APR / YIELD | NO | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD | CREDIT CARD |
| CARD NETWORK | ||
| BLOCKCHAIN | ||
| REGION |