KEYTOM Card Borderless Financial Solutions
CARD FEATURE OVERVIEW. 
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 2.35% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $3,000 |
| DAILY LIMIT | $150,000 |
Card is USD-denominated, all non-USD payments carry 2.35% (vs 1% for USD).
Physical card costs $50 to ship and takes ~14 days.
Yes, with the physical card at Visa-compatible ATMs. Limits: 3 withdrawals/day, 30/month; $3,000/day, $10,000/month, $100,000/year. Fee: 2% (min $0.66) for USD, 3.35% (min $0.66) for non-USD. Some ATMs may add their own operator fee.
THE REAL STORY ON THIS CARD.
- High $150K per-transaction limit, no fixed monthly cap
- Named EUR IBAN included (UK-issued, SEPA + SEPA Instant)
- $100M crypto insurance via Fireblocks
- Physical card now available
- Credit BIN works at hotels, car rentals
- 11 supported crypto assets across multiple chains
- USD payment rails: ACH, Fedwire, SWIFT
- Apple Pay NOT available yet (Google Pay + PayPal only)
- High non-USD card payment fee (2.35%)
- No cashback program
- Monthly card fee charged in USDC (10 USDC per card)
- Refunds don't include original payment fee
- No deposit insurance (MSB, not a bank)
GENERAL QUESTIONS.
Virtual card: free. Physical card: $50 USDC delivery fee (about 14 days). Monthly maintenance: $10 USDC per card ($20 if both active).
Yes, with the physical card at Visa-compatible ATMs. Limits: 3 withdrawals/day, 30/month; $3,000/day, $10,000/month, $100,000/year. Fee: 2% (min $0.66) for USD, 3.35% (min $0.66) for non-USD. Some ATMs may add their own operator fee.
Visa only. Card uses a credit BIN, so it works wherever credit cards are expected (hotels, car rentals) but spends from your USDC balance, it is not a loan.
MORE CRYPTO CARDS.
WHITEBIT NOVA CARD
MOTO CARD
TRADE REPUBLIC CARD
