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COMPANY detail
KEYTOM Card
Borderless Financial Solutions
CARD FEATURE OVERVIEW.
CARD NAME
KEYTOM CARD
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 2.35%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$3,000
DAILY LIMIT
$150,000
GET THE CARD
KEYTOM CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 2.35% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $3,000 |
| DAILY LIMIT | $150,000 |
Last Updated: Sep 27, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
- Card is USD-denominated; non-USD payments carry a 2.35% fee, vs. 1% for USD. Physical card costs 50 USDC to deliver and takes about 14 days.
ATM withdrawals require the physical card at supported ATMs. Limits: 3 withdrawals/day, 30/month; $3,000/day, $10,000/month, $100,000/year. Fee: 2% (min $0.66) for USD, 3.35% (min $0.66) for non-USD. Some ATMs may add their own operator fee.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Virtual + physical Visa
- Free virtual-card issuance
- Up to $150K standard soft transaction limit
- Google Pay support
- 150+ countries advertised
- SEPA / SEPA Instant + ACH / Fedwire / SWIFT
- Crypto + fiat in one account
- USDC card funding
- ATM support
CONS
[ LIMITATIONS ]
- 10 USDC monthly maintenance fee per card
- 50 USDC physical-card delivery fee
- 2.35% fee on non-USD card payments
- 1% fee on USD card payments
- 3.35% non-USD ATM fee
- 2% USD ATM fee
- Apple Pay not available yet
- Complete card country whitelist not disclosed
- Complete blockchain/network mapping not disclosed
- Custodial/account-based model
GENERAL QUESTIONS.
Virtual card: free. Physical card: $50 USDC delivery fee (about 14 days). Monthly maintenance: $10 USDC per card ($20 if both active).
Yes, with the physical card at supported ATMs. Limits: 3 withdrawals/day, 30/month; $3,000/day, $10,000/month, $100,000/year. Fee: 2% (min $0.66) for USD, 3.35% (min $0.66) for non-USD. Some ATMs may add their own operator fee.
Visa only. Card uses a credit BIN, so it works wherever credit cards are expected (hotels, car rentals) but spends from your USDC balance, it is not a loan.