CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOUSED |
| DAILY LIMIT | NOT DISCLOUSED |
- 16 banned US states:
Arizona, Delaware, Georgia, Idaho, Louisiana, Maryland, Nevada, New Mexico, North Dakota, Ohio, Oregon, Rhode Island, South Dakota, Vermont, Washington, Wisconsin
- Supports up to 3 virtual cards and 1 physical card per account; only one of each can be active at a time
- FX fee is 1% per website FAQ, but US Card Agreement states 2% International Transaction fee for US users. The legal agreement controls.
Avalanche Card is NOT a debit card. It is a collateralized credit line. You deposit crypto into a smart contract; spending power is unlocked based on collateral value. You still owe the full balance on a billing cycle (21 days after close).
Collateral Type | Spending Power | Liquidation Risk
Stablecoins (USDC, USDT) | 100% of USD value | Low — value stable
Non-stable (AVAX, WAVAX) | 50% of USD value | High — if AVAX drops, liquidation triggers faster
THE REAL STORY ON THIS CARD.
- No credit check required
- No annual fee, monthly fee, issuance fee, or shipping fee
- No gas fees or conversion fees charged by Avalanche Card
- True self-custody
- Multiple blockchain support
- AVAX Rewards program (Avax Points) on eligible purchases
- Wallet backup via iCloud or PIN
- 16 banned US states
- No ATM access
- Cashback earn rate not publicly transparent (app only)
- 50% collateral efficiency for non-stable assets (AVAX/WAVAX)
- Avax Points redeemed as statement credit worth only 70% of face value
- Not FDIC insured
GENERAL QUESTIONS.
Avalanche Card is a crypto-backed Visa card that allows you to seamlessly spend your USDC and AVAX anywhere Visa is accepted. When you make a purchase, the merchant gets paid just like a traditional credit card.
Key Features:
• Supports USDC and AVAX for collateral
• No gas fees or conversion fees are charged by Avalanche Card*
• Works anywhere Visa is accepted globally, including online and in-store
• No credit check required
* You still may pay gas fees directly to the network.
Creating an Avalanche Card account is quick and easy:
• Download the Avalanche Card app
• Enter your phone number and follow the prompts
• Complete KYC verification to access all features
Once verified, you can start using your Avalanche Card!
To use your Avalanche Card, you must complete Know Your Customer (KYC) verification: Once you have logged in to your account you will be asked to provide a few items:
• Full legal name
• Email
• Date of Birth
• SSN/National ID Number
• Valid government-issued ID (passport, driver’s license, or national ID)
• Selfie to check to confirm your identity
Once submitted, your verification will be reviewed. If approved, you can start using your Avalanche Card right away.
KYC verification typically takes a few seconds. In some cases, it may take up to 72 hours if additional verification is needed. If your verification is delayed for more than 72 hours, please contact support.
In most cases, applications are automatically approved. However, if we’re unable to verify your information or need additional details, your account may require a manual review. If this happens, our team will reach out via email with the next steps. If you haven’t received an update within 72 hours, or if you’d like to check your status, please contact our support team, and we’ll be happy to assist you.
Avalanche Card is currently available in many U.S. states, Latin America, and the Caribbean. However, residents of the following countries and regions are not eligible to sign up:
Cannot issue to residents of the following countries: Belarus, Cuba, India, Iran, Iraq, Israel, Mainland China, Nepal, Nicaragua, Nigeria, North Korea, Russia, Sri Lanka, Syria, Turkey, Ukraine, Venezuela, Vietnam
Cannot issue to the residents of the following states: Arizona, Delaware, Georgia, Idaho, Louisiana, Maryland, Nevada, New Mexico, North Dakota, Ohio, Oregon, Rhode Island, South Dakota, Vermont, Washington, Wisconsin
We’re actively working on expanding to more countries—stay tuned for future updates!
Once your card is approved and shipped, delivery times vary by location. Most users receive their card within 5 to 14 business days.
Activating your Avalanche Card is quick and easy!
1. Open the Avalanche Card app.
2. Tap on the "Tap here to activate card" button on the card icon.
3. Once activated, you can add your virtual card to Apple Wallet or Google Wallet and start using it immediately.
To sign up for the Avalanche Card, you must meet the following criteria:
• Be a legal resident of a country and region we support
• Be at least 18 years old
• Have a valid phone number
• Provide valid identification, such as: Driver’s license or passport, Social Security Number (SSN)/National ID Number
**We do not accept expired IDs
**P.O. Boxes and mail forwarding addresses are not supported
USER RATINGS AND REVIEWS.
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