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CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | NOT DISCLOSED |
| NEED KYC | YES |
| FX FEE | 0.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Wallet networks: Bitcoin, Ethereum, Base, BNB Chain, Polygon, Solana and MultiversX.
Card top-up assets: USDC, USDT and EURC.
Card top-up networks: Not confirmed by the official documentation.
THE REAL STORY ON THIS CARD.
- Operational virtual and physical Mastercard
- Apple Pay and Google Pay supported
- First virtual card issued free
- USDC, USDT and EURC crypto top-ups
- Self-custody wallets support multiple blockchain networks
- Integrated cards, swaps, wallets and IBANs
- Broad international coverage across supported countries
- Published and transparent transaction fee schedule
- Not a bank; services provided by partners
- Partner-held funds lack deposit-guarantee protection
- No fixed card cashback rate disclosed
- 0.5% foreign-currency card payment fee
- ATM withdrawals: €1.50 plus 1.5% fee
- Crypto top-ups incur additional fees
- Country eligibility varies across services
- Monthly maintenance fee terms remain inconsistent
- Numerical spending and ATM limits unpublished
GENERAL QUESTIONS.
Download the app and complete verification, a standard flow that takes an ID, a document, and a few minutes.
Once verified, most of the app opens up: card, wallet, top-ups, and payments by @handle, QR, or link.
Opening a digital account takes a few extra steps, in line with banking rules. Once complete, IBANs, transfers, and everything the account carries become available.
Country coverage sits inside the app. Some regions aren't yet supported. The list updates as we expand.
The app is free to use. No monthly fees, no annual fees, no charge to open an account. The first virtual card is free.
Every exchange and transfer shows its fee up front, before it happens. Some start at zero, some carry a small cost. Whichever it is, the number is on screen before the confirm.
Exchange rates are the real ones, not padded with a hidden margin.
Personal IBANs in EUR and USD, issued in your name. Choose traditional bank rails for a standard banking experience, or stablecoin-settled accounts held as EURC or USDC in a wallet only you control.
Receive by SEPA, SWIFT, or ACH depending on the account. Send to any bank, anywhere, from the accounts that support outgoing transfers.
Your card has its own IBAN for top-ups. Send EUR to it from any account in your own name, using the reference number shown in the app. Or top up straight from your crypto wallet with EURC on Solana or Base.
Native wallets across major chains, built into the app. You hold the keys. You hold the funds.
Keep your recovery phrase safe and never share it with anyone. We will never ask for it.
Swap tokens inside the app. Keep your crypto in the same place you spend.
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