EL DORADO CARD Issued in the U.S, use it anywhere
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | $2000 |
Only 1 card per user. If your card is cancelled, suspended, or compromised, there's no second card to fall back to — you wait for resolution or use another service.
El Dorado can auto-deduct from your balance for chargebacks ("deducir automáticamente fondos del balance general de la cuenta"). If a merchant disputes a transaction, money can be pulled from your El Dorado account, not just the card balance.
- No monthly spend limit exists, only the daily $2,000 cap. This means you can spend $60,000/month in theory. But if fraud occurs, the daily cap is the only guardrail.
Service availability is NOT uniform across the 11 card countries. P2P, Cuenta en Dólares, QR payments, and the card each have different country coverage. Check per-feature availability before relying on the ecosystem.
THE REAL STORY ON THIS CARD.
- USD DENOMINATED VISA CARD
- NO MONTHLY MAINTENANCE FEES
- APPLE PAY AND GOOGLE PAY SUPPORT
- GLOBAL VISA ACCEPTANCE
- INSTANT FUNDING FROM EL DORADO WALLET
- MULTIPLE FUNDING METHODS INCLUDING USDT, ACH, WIRE, AND LOCAL PAYMENTS
- NO FX FEES ON USD PURCHASES
- NO MONTHLY SPENDING LIMIT
- DESIGNED FOR INTERNATIONAL PURCHASES, TRAVEL, AND SUBSCRIPTIONS
- NO U.S. BANK ACCOUNT REQUIRED TO APPLY
- VIRTUAL CARD ONLY
- NO ATM CASH WITHDRAWALS
- KYC VERIFICATION REQUIRED
- 2,000 USD DEFAULT DAILY SPENDING LIMIT
- ONLY AVAILABLE IN EL DORADO SUPPORTED COUNTRIES
- NOT AVAILABLE TO U.S. RESIDENTS
- REQUIRES PRELOADING FUNDS FROM YOUR EL DORADO WALLET
GENERAL QUESTIONS.
$3.99 USDT one-time fee, which may be waived as a promotional incentive at El Dorado's discretion. No monthly maintenance fees.
No. The card does not support ATM cash withdrawals or person-to-person transfers. It is designed for online purchases and mobile wallet payments only.
Visa — the card is issued by Lead Bank under license from Visa U.S.A. Inc. and is accepted everywhere Visa is accepted, including for digital wallet payments via Apple Pay and Google Pay.
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