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GEMINI CREDIT CARD Instant rewards, limitless possibilities
CARD FEATURE OVERVIEW. 
CARD NAME
GEMINI CREDIT CARD
This card is part of the best crypto cards for the following groups:
W BONUS
YES
REG FEE / REQ
FREE
CASHBACK
UP TO 4%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
CREDIT CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GEMINI CREDIT CARD
| W BONUS | YES |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 4% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Jul 14, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
- Everyday Crypto Back Rewards Tiers
4% back on gas, EV charging, transit. $300(per mo)
3% on Dining
2% on Groceries
1% back on other Qualifying Purchases
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Up to 4% crypto cashback on purchases
- 10% Vault Rewards on select partner brands
- No annual fee
- No foreign transaction fees
- Instant reward deposits to Gemini account
- Choose from 50+ cryptocurrencies for rewards
- Mastercard World Elite benefits
- Special edition designs (Solana, XRP, Bitcoin)
- Budgeting app integration
CONS
[ LIMITATIONS ]
- US only
- Credit check required (application)
- APR applies (17.24% - 35.24% variable)
- Cash advance fee: $10 or 3%
- Rewards capped at $300/month for 4% category
- 10% Vault Rewards capped per merchant (undisclosed limits)
- Late payment fee up to $8
- Returned payment fee up to $35
GENERAL QUESTIONS.
Residents in all 50 U.S. states and Puerto Rico are eligible to apply; the card is not available outside the United States.
Once verified, Gemini issues a digital version of your credit card that you can add to Apple Pay, Google Pay, or Samsung Pay and use for online purchases.
You must log into your Gemini account, go to Card Settings, and select “activate your card and set cash advance PIN.” You cannot activate it over the phone.
You log into your Gemini account, go to the credit card dashboard, and click on Card Details to see your card number, expiration date, and other info. You’ll also find your available credit and APR details there.
MORE CRYPTO CARDS.
BYBIT CARD
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UP TO 2% FX FEE
LIMITED ATM LIMIT
UP TO $600/MO CASHBACK
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Zero FX Fees
Zero ATM Fees
Up to 2% Cashback
400+ Assets Supported
PLASMA ONE CARD
PLASMA CARD
UP TO 6% YIELD
UP TO 3% CASHBACK
VIRTUAL AND PHYSICAL CARD
TROCADOR CARD
NO IBAN
NON CUSTODIAL
FX FEE: VARIES
REG FEE: $2 + 3%
