COMPANY detail
SafePal CARD Onboard with peace of mind
CARD FEATURE OVERVIEW.
CARD NAME
SAFEPAL CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
1%
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
€5,000
GET THE CARD
SAFEPAL CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | €5,000 |
Last Updated: Jul 1, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Real Swiss IBAN, individually owned bank account, not pooled prepaid
- Zero account setup or management fees
- No credit checks or mandatory staking for base tier
- 40+ blockchains for crypto top-up
- SFP token utility integrated into tier upgrades
- Transparent on-chain identity via Arbitrum NFT
CONS
[ LIMITATIONS ]
- Virtual only
- Region limited to 60 countries
- No cashback or rewards program
- FX fee applies (1% on non-USD transactions)
- Account requires 10 USDC deposit to activate card
- On-ramp disabled since March 2026 (must use external providers like Moonpay)
- 90-day SFP lock-in for staking tier upgrades
GENERAL QUESTIONS.
If you are a citizen in any of the supported regions and reside in supported areas, you will be able to open an account.
There are no account creation or management fees. The banking gateway and Mastercard also offer the most competitive rates, with fiat transfer and deposit fees being as low as 0.6%. For more information
https://safepalsupport.zendesk.com/hc/en-us/articles/22647224575643-Fee-Rates-for-the-SafePal-Banking-Gateway-and-Mastercard
For Mastercards, the limit for contactless payments is 1,600 EUR per day and 5,000 EUR per day for other payment methods. The monthly consumption limit is the same as the transaction limit.
