whitebit NOVA CARD Zero Fees, More Rewards
CARD FEATURE OVERVIEW. 
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO €25/MO |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | €40,000 |
- Earn cashback on eligible crypto card purchases in up to three daily categories, including taxis (5%), subscriptions (10%), groceries (1%), and cafés (1%). Rates are the same for BTC and WBT. Change categories once daily, claim rewards from 5 EUR, and earn up to 25 EUR per month.
THE REAL STORY ON THIS CARD.
- Zero fees for virtual card issuance and account maintenance
- Up to 10% cashback on subscriptions, 5% on taxi and pets
- Instant virtual card delivery after KYC
- Supports 12 major cryptocurrencies
- 96% of exchange assets stored on cold wallets
- Physical card delivery costs €12
- Not available outside EEA + Ukraine
- No IBAN provided
- Custodial wallet
- €5 reactivation fee after 3 months of inactivity
- Transaction fee of 1.5% + $0.20 per transaction, plus 1.5% conversion fee
GENERAL QUESTIONS.
To sign up for the WhiteBIT Nova, users must undergo an identity verification process (KYC). This includes submitting identification documents and verifying your phone number. Once the KYC process is completed and approved, you will receive a virtual crypto card that is ready for use. You can access the registration option via WhiteBIT, where you'll be guided through the card request onboarding, which includes accepting terms and conditions and undergoing KYC. The card will be activated immediately upon successful verification if you're eligible.
The WhiteBIT Nova supports USDC, BTC, ETH, XRP, SOL, NEAR, ADA, AVAX, WBT, EURI, EURR and DOGE as its Main balance. You can manage your currency settings directly in the app, choosing whether to earn cashback in BTC or WBT.
The WhiteBIT Nova offers a 0% fee. There are no fees for opening, maintaining, or closing the card, and no annual or monthly payments are required. The cashback feature is also fee-free, with cashback earned up to 10% on selected categories. However, a minimum claim amount of 5 EUR is required to redeem your cashback rewards. Additionally, account reactivation after 3 months of inactivity incurs a 5 EUR fee. And, if you plan to have a physical version of the card, the cost for delivery is 12 EUR.
Cashback is earned on eligible purchases in up to three selected categories per day. Categories include everyday expenses such as taxis (5%), subscriptions (10%), groceries (1%), food and cafés (1%), and more. The cashback percentage is the same for both Bitcoin (BTC) and WhiteBIT Coin (WBT). You can change your cashback categories once per day, and cashback is accumulated in your account. Once you've earned a minimum of 5 EUR, you can claim and deposit your cashback to your Main balance. The maximum cashback limit is equivalent to 25 EUR per month.
Currently, the WhiteBIT Nova is available for users in the following regions: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, Iceland, Liechtenstein, and Ukraine. If your region isn't supported yet, you can subscribe to updates for future availability.
